Archive for September, 2011
Walmart Clearance Finds
Posted in: The Brag Lounge, Walmart // Comments (15)
Found all this on clearance for $1.00ea This is almost $350.00 worth of games and crayola items. this is what i got for under $30.00
8- crayola colored bubbles play packs
1- 15pk of crayola bold sidewalk chalk
3- crayola glow explosions
1- crayola 3-D explosion
3- packs of 3-D sidewalk chalk
3- mini handheld fans (for the lake)
3- v-motion tinkerbell games
1- v-motion dora game
2- leapster dinosaur games
3- leapster little mermaid – belle wonder of enchantment games
1-smartcycle the penguins game
1- smartcycle toystory game
Johnson & Johnson First Aid Tape at Walgreens, Only $0.37!
Posted in: Walgreens // Comments (5)
You might want to check your store to see if they have Johnson & Johnson First Aid tape on sale for $1.49. These are also Buy One Get One 50% off this week so if you find this price, you could get a great deal!
Johnson & Johnson First Aid Tape $1.49, On Sale thru 10/22
Buy One Get One 50% off
Use $1.50/2 – Johnson & Johnson Red Cross Brand Products – (jnjredcross.com)
Final Price: $0.37 each when you buy 2
Thanks, Wild for Wags
Saving Money on Healthcare with Medical Flexible Savings Arrangements
Posted in: Finance // Comments (3)
Almost every American is familiar with health insurance. In return for a monthly premium, the insurance company pays for whatever medical needs arise, minus co-pays, deductibles, and excluded categories, which the consumer must bear.
Insurance is made more affordable because the employer usually bears most of the cost and the consumer’s portion is not subject to payroll taxes. But many companies also offer medical Flexible Savings Arrangements (FSAs) to make out-of-pocket expenses cheaper, which many fewer Americans are familiar with. More than 85% of large and mid-size companies offer this option, along with the federal and many state and local governments, but fewer than 1 in 5 eligible Americans take advantage of the program.
The idea of a medical FSA is simple: A fixed amount of money is deducted before taxes from every paycheck. You then use this money for out-of-pocket health expenses. At the end of the year, you lose what money remains in the Flexible Savings Arrangement account, and you start over at zero at the beginning of the next year.
There are usually two ways to access funds in a medical FSA. Most often, you will use a debit card. You can also fill out paperwork to get reimbursement for an expense you already paid. There is a grace period at the end of the year that allows consumers to submit more claims to ensure the maximum credit possible.
Many out-of-pocket expenses are predictable, like replacement orthotics, glasses, regular prescriptions, and regular appointment copays. Some other major out-of-pocket medical expenses, such as wisdom teeth removal, LASIK eye surgery, fertility treatments, braces, tonsillectomies, many hysterectomies, and often hospital birth fees can also be anticipated. By carefully going over your records from previous years, you can also predict with reasonable certainty the likely minimum amount of money you will spend on unexpected expenses, like visits to the pediatrician with sick kids or short-term prescriptions. Come to a total, divide by 52, and you get the dollar amount per week that you should be putting into your company’s FSA plan.
A couple of warnings: Once you set your yearly payroll deduction level, you can’t change it. Also, you must keep detailed, specific receipts for every single expense, as a number of transactions are sure to be kicked back to you with requirements that you provide proof that the purchase was eligible.
The Smiths, a family of four, have prescriptions for Nasonex and Lipitor, costing a total of $30 out-of-pocket every month. They have four checkups every year at a co-pay of $20 each, plus Mike’s yearly visit to his allergist at $40. Johnny’s braces are going to cost $2500 out-of-pocket that year. The dentist has been warning Sally that an old crown is loose and needs to be replaced to the tune of $700, and while teeth cleanings and routine fillings are covered by their dental plan, major work such as this is not. Suzy and Sally both need corrective lenses, and while their eye insurance covers their exams, it only pays the first $100 of Sally’s contacts and $200 towards Suzy’s desperately needed new glasses, which won’t cover feather-light lenses with a scratch-resistant coating and also comes up short on the frames. The Smiths know they’ll be out $150 for each. In the past four years, they’ve also spent at least $200 on various other unanticipated expenses. Altogether, that is $4180 the Smiths know they will spend out-of-pocket on medical expenses this next year.
With a Flexible Spending Arrangement, even families that pay no federal income taxes save on FICA (7.65%) and any state income taxes (let’s assume 5%–a conservative average). Let’s run the numbers for the Smiths for each tax bracket:
- If they pay no federal income taxes, they would save a total of 12.65% or $529
- At 10%, they would save a total of 22.65% or $947
- At 15%, they would save a total of 27.65% or $1156
- At 25%, they would save a total of 37.65% or $1574
- At 28%, they would save a total of 40.65% or $1699
- At 33%, they would save a total of 45.65% or $1908
What could your family do with that money?
For more detailed information on what is covered by medical FSAs, be sure to look up IRS Publication 502 for the current year here (link: http://www.irs.gov/publications/index.html). And happy saving!
This has been a guest post by Genevieve from Bowie, MD
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FIRST BRAG!
Posted in: The Brag Lounge, Walgreens // Comments (2)
This was my first time clipping and using coupons because I happened to stumble across The Krazy Coupon Lady! I have been saving my change and went to walgreens and walmart!
Walgreens
TRAN #1
Remington Razor
ORG. 10.99
sale price 4.99
Coupon 4.99
RR $5.00
palmolive dish soap
Org 1.85
Clearance .85
TRAN #2
Schick razor
orginal 10.99
sale 8.99
Coupon $2/1
RR $5
Palmolive dish soap
org 1.85
clearance .85
AquaFresh
org. 3.99
sale 2.99
Coupon $2 off
used $5 RR
TRAN #3
Schick refills
org. 11.99
sale 8.99
coupon $4/1
RR $5
Trans #4
SoftSoap refill 56 oz
orginal $8
Sale BOGO free
coupon $1/2
Rumik board game clearance bin 1.74 (2)
ZHU ZHU board game clearance bin 2.50
Tampons
BOGO 1/2
Used $5 RR
Walmart
Clearance items
$5 Dora sandals (org $15)
Hasbro Toy Story memory game
ORG 7
Sale 6
Coupon $3/1
dessert gum
.98
$1/2
Schick Razors ($1.98 pack out EVERYWHERE)
so I got 1 pack of 6 and used my $2/1 only bc I was in need!
TOTAL BEFORE $140 average
AFTER $35ish
Soooo much fun!! (shoes missing from pic)
Repurposeful Play: Make Bubbles & Wand with Items you Have at Home!
Posted in: Family, Repurposeful Play // Comments (7)
Does anyone else have a toddler who is suffering from “Back to School” depression!? I have a 4 year old who is SO bored during the day without his big brother! Here is one activity we are going to try this week. Best part is, I have all the things to do this project at my house already! First the recipe:
Homemade Bubbles:
- 1 1/2 quarts of water
- 1/2 cup light corn syrup
- 1 cup liquid dish soap
Add water and corn syrup and stir until completely mixed. Slowly stir in dish soap. Store in an airtight container.
Now, go find an empty 20 ounce water bottle and cut off the bottom; make sure the part you cut is nice and even. Dip this end into your bubbles and blow into the “drinking” end of the bottle! Now, see how BIG you can make your bubbles!
Thanks for this idea, Projects for Preschoolers!
GETTING READY FOR XMAS
Posted in: The Brag Lounge, Walmart // Comments (6)
Went to walmart last night after i got off work (around midnight) and saw 15-20 carts FULL of clearance items. I ran over to see what kind of christmas goodies i could find and came across a jackpot of v-motion games, leapster & smartcycle games on clearance for $1.00 
i got 11 and they all where ringing up 15.95- 24.95 which a manager adjusted down to a dollar. So i bought $230 worth of games for $11.00
First thing i did this morning is i went on craigslist and searched for a smartcycle and i found one was listed at a garage sale that was going on only a couple minutes from my house. since the garage sale started on thursday i thought it was sure to be gone but decided to drive bye and just check a was so suprised to see it was still there:) paid $20.00 for it!
kroger GUM periobalance
Posted in: Kroger, The Brag Lounge // Comments OffI found the G U M periobalance on clearance for $3.50 and yesterday there was a $5 off coupon posted here on KCL. WOW. That overage allowed me to get my favorite Japanese Cali Roll from the deli. I got 2 boxes w/ a total of $3.00 overage.
Join Shopper’s Voice For Freebies and High Value Coupons
Posted in: Freebies // Comments Off
Answer some questions about your household shopping habits and Shopper’s Voice will send you coupons, samples and coupons for free items!
By joining, you get to share your opinions on new and existing products. Your input is essential to the success of companies because it helps them create the best product possible for you.
To join, simply fill out a survey — it’s free! You’ll then be eligible to receive money-saving coupons, free samples and special offers chosen just for you.
Printable Coupon Roundup: Freschetta, M&M’s and More!
Posted in: Printable Coupons // Comments Off
These are the coupons on my printer this morning. Freschetta Simply Inspired is my favorite pizza so I can’t wait to use this coupon!
$1.00/1 – Freschetta Pizza, 14 oz or more – (bricks.coupons.com)
$1.50/2 – M&M’s Products, 9.4 oz or larger – (instoresnow.walmart.com)
$1.00/1 – V8 V-Fusion Smoothie – (v8juice.com)
$1.00/1 – Yoplait Frozen Smoothie – (myblogspark.com)
$0.50/1 – Pam Cooking Spray – (bricks.coupons.com)
$0.35/1 – Jar or 2 Strips Fleishmann’s Yeast – (breadworld.com)
$1.00/2 – Kellogg’s Pop-Tarts Mini Crisps, 6 ct or larger – (registration.kelloggs.com)
$1.00/1 – Elmer’s Project Popperz Accessory Item – (bricks.coupons.com)
$0.75/1 – Dove Hair Care Product, excluding travel or trial size – (bricks.coupons.com)
$2.00/1 – Bausch & Lomb Soothe Dry Eye Product – (couponnetwork.com)
Prevacid Moneymaker & More Great Deals at Walgreens!
Posted in: Walgreens // Comments (17)
Here are a few of my favorite deals at Walgreens through 10/8!
Prevacid 24 Hour Acid Reducer, 28 ct 15 mg $19.99
Buy 1, Receive $2.00 Register Reward, Limit 1
Use $4.00/1 Prevacid 24HR Product, any from SS 9/18
Or $3.00/1 Prevacid 24HR product, any from SS 9/11
Or $5.00/2 Benefiber, Gas X, Prevacid or Maalox from SS 7/17
Or $10.00/3 Benefiber, Gas X, Prevacid or Maalox from SS 7/17
And Use Try Me FREE Mail in Rebate FORM Prevacid up to $18 (after coupons) from SS 9/18
Pay as low as $15.99, Receive $2.00 Register Reward & Submit Rebate
Final Price: $2.00 Moneymaker after Rebate
Nivea Lip Care $2.00
When you buy 2
Use $3.00/2 Nivea Lip Care Products, any .17 oz. Stick – .35 oz. Tube from RP 10/2
Or 2 $1.00/1 Nivea Lip Care Product, any .17 oz. Stick – .35 oz. Tube from RP 10/2
Final Price: As low as $0.50 each when you buy 2
Cepacol Sore Throat Lozenges, 16 pk $2.99
Buy 1, Receive $2.99 Register Reward, Limit 1
Final Price: Free
Coldcalm, 60 ct $6.99
Buy 1, Receive $6.99 Register Reward, Limit 1
Final Price: Free
Updated P&G Promotion at Albertsons!
Posted in: Albertsons // Comments (10)
Here are few updated deals using the P&G Promotion at Albertsons! Pricing is valid through 10/4.
Save $5.00 On Your Next Shopping Trip, when you spend $20.00 on the following items
- Savings is essentially 25% per item
- Final Price reflects that savings.
*These prices include the new P&G coupons from 10/2 and also Pepsico coupons that we should be receiving, and those doublers sweeten the deals!!!*
Secret or Old Spice Deodorant $4.29
$1.00/1 Old Spice product 1.7oz from PG 10/2
Final Price: $2.21 or $1.21 with a double
Clairol Natural Instincts Hair Color $5.99
Use $2.00/1 Clairol hair color from PG 10/2
Or $2.00/1 Clairol Hair Color box from SS 9/18
Final Price: $2.49
Gillette Foamy Shave Cream $1.50
Final Price: $1.13
Crest Pro Health Rinse $4.99
Final Price: $3.74
Prilosec OTC $24.99
Use $1.00/1 Prilosec OTC from PG 10/2
Final Price: $19.99 or $18.99 with a double
Olay Bar Soap or Body Wash $6.89
Final Price: $5.17
Swiffer $7.99
Final Price: $5.99
Febreze $2.99
Or $1.00/1 Febreze Air Effects from PG 10/2
Use $2.00/1 Febreze Noticeables warmer pack
Final Price: FREE
Tide Laundry Detergent $11.99
Or $0.50/1 Tide detergent, or Downy, or Tide Stain Release from PG 10/2
Or $1.00/2 Tide detergents, or Downy, or Tide Stain Release or Bounce from PG 10/2
Or $2.00/3 Tide detergents, pr Downy, or Tide Stain Release or Bounce from PG 10/2
Use $2.00/1 Tide or Gain powder detergent from SS 9/11
Final Price: $6.99
Bounty Giant Roll Paper Towels $11.99
Use $0.25/1 Bounty Towels or Napkins from PG 10/2
Final Price: $8.74 or $8.49 with a double
Charmin Bath Tissue $6.99
Use $0.35/1 Charmin product from PG 10/2
Final Price: $4.89 or $4.54 with a double
Downy Fabric Softener or Bounce Fabric Softener $5.59
Use $0.50/1 Tide detergent, or Downy, or Tide Stain Release from PG 10/2
Or $1.00/2 Tide detergents, or Downy, or Tide Stain Release or Bounce from PG 10/2
Or $2.00/3 Tide detergents, pr Downy, or Tide Stain Release or Bounce from PG 10/2
Final Price: $3.69 or $3.19 with a double
Cascade $5.29
Final Price: $3.97
Pampers Big Pack Diapers or Easy Ups $19.99
Use $1.50/1 Pampers Diapers or Pants Box from PG 10/2
Final Price: $13.49
Dawn or Ivory Dishwashing Liquid $3.19
Or $0.25/1 Dawn from PG 10/2
Use $0.50/1 Dawn Plus from PG 10/2
Final Price: $1.89 or $1.39 with a double
Puffs Tissue $1.25
Use $0.25/3 Puffs singles or (1) 3-pack from PG 10/2
Final Price: $0.85 each when you buy 3 or $0.78 with a double
Mr. Clean $2.99
Final Price: $2.24
Iams Dog Food $18.99
Final Price: $14.24
Pantene Shampoo, Conditioner, or Styling Products $3.50
Or $1.00/2 Pantene products, any excluding trial size from PG 10/2
Use $3.00/2 Pantene products, excludes trial size from RP 9/25
Final Price: $1.13 each when you buy 2
Gillette Fusion or Venus Razors $9.99
Final Price: $7.49
Iams Cat Food $13.99
Final Price: $10.49
Crest Toothpaste or Oral-B Toothbrush $2.50
Or $0.50/1 Crest Toothpastes, 4 oz. or more or liquid gel from PG 10/2
Use $1.00/1 Crest Toothpastes, 4 oz. or more or liquid gel excluding Crest Cavity, Baking Soda, Tartar from PG 10/2
Or $0.75/1 Oral-B Pulsar, 3D White, Pro-Health, Complete Manual Toothbrushes from PG 10/2
Final Price: $0.88 or FREE with a double
Always Pads or Liners or Tampax Tampons $5.69
Use $0.50/1 Always Pads, Clean or Feminine Cleansing Cloths from PG 10/2
Or $0.50/1 Always Pantiliner, 30 ct. or higher from PG 10/2
Or $0.50/1 Tampax, 18 ct. or higher from PG 10/2
Final Price: $3.77 or $3.27 with a double
Pepsi Soft Drinks $5.99
Use $2.00/2 Pepsi 18pk, 20pk or 24pk+ 12oz cans from Pepsico 10/2
Final Price: $3.49 each when you buy 2
Tostitos Tortilla Chips or Con Queso Dip $3.49
Use $1.00/1 when you buy Tostitos tortilla chips 9oz+ AND jar of dip 15oz+ from Pepsico 10/2
And Use Free Diet Pepsi 2-liter when you buy tortilla chips 9oz+ AND jar of dip 15oz+ from Pepsico 10/2
Final Price: $2.12 each and a FREE 2 liter of Pepsi, when you buy chips and dip or $1.62 with a double
Quaker Cereals, Captain Crunch, Life, or Oatmeal Squares $2.99
Use $1.00/3 Quaker Life cereal, Oatmeal Squares cereal 12-24oz or Instant Oatmeal Pepsico 10/2
Final Price: $1.91 when you buy 3 or $1.58 with a double
Lipton Natural, 12 pack $5.00
Use $2.00/2 Lipton 12 packs from Pepsico 10/2
Final Price: $2.75 each when you buy 2
SoBe Lifewater $1.00
Use $1.00/5 SoBe 20oz, Propel 24oz or Propel Zero 24oz from PG 10/2
Final Price: $0.55 each when you buy 5 or $0.35 with a double
Frito Lay Variety Pack $6.99
Use $2.00/2 Frito-Lay 20ct+ variety packs from Pepsico 10/2
Final Price: $4.24 each when you buy 2
Propel Fitness Water $0.79
Use $1.00/5 SoBe 20oz, Propel 24oz or Propel Zero 24oz from PG 10/2
Final Price: $0.39 each when you buy 5 or $0.19 with a double
Lipton Pure Leaf Tea $5.00
Final Price: $3.75
Starbucks Frappuccino Coffee Drink $4.99
Use $2.00/2 Starbucks Frappuccino or Double Shot 4pks from Pepsico 10/2
Final Price: $2.74 each when you buy 2
Almost Free Lightbulbs!!
Posted in: - Select a Store, The Brag Lounge // Comments (4)![IMAG0265[1]](http://3.thekrazycouponlady.com/wp-content/uploads/2011/04/IMAG02651-450x300.jpg)
My energy company sent me a coupon for $2/1 energy saving CSL lightbulb. The coupon stated it could be used for up to 20 bulbs and the value of the bulbs must be over the coupon amount. My Ace hardware had the lightbulbs on sale for 2 for $3, I bough 14 and only spent $1!!!
