While you may be a pro with coupons, is establishing and sticking to a budget a tough area for you? Or would you like to save on gift cards for birthdays and holiday gifts? Consider buying and using store gift cards to help keep spending low!

There are many money-saving strategies out there, from the cash/envelope system to prepaid debit cards. However, for some people, cash can burn a hole in their pockets, and prepaid debit cards often have monthly fees. A great alternative (especially for those who mainly shop at one or two stores) is to buy a monthly or bi-monthly gift card to use instead. Opt for a gift card, and you won’t accrue interest as you might with a credit card, and with a budget limit it’s easier to keep purchases in line. To save even more, check out Plastic Jungle, Cardpool, and Coupon Trade to buy discounted gift cards at retail, grocery, and drugstores!

While browsing grocery store ads, keep an eye out for gift card promotions, such as “Buy $50 in gift cards, get a $10 Catalina.” These make great gifts and usually appear around Mother’s Day, graduation, Father’s Day, and Christmas. Stock up and save these for yourself or gifts throughout the year.

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12 thoughts on “Extreme Couponing Tip: Get Gift Cards to Save on Your Grocery Bill”

  1. Lisa12 says:

    I am a cashier at Kroger, where gift cards are double fuel points everyday, and often 4x points too! I have some customers who come in and buy gift cards for Shell (since you can use a Kroger gas discount at Shell too). The points double, so they get the points for buying the gift card and then use the discount to buy gas with the gift card.
    I do the same thing when I eat at Subway. I get the points for buying the gift card at Kroger, and then I get points at Subway with my Subway card that I can redeem for free food too.

    If you plan on going shopping, doing home repair, iTunes, or out to eat or to a movie for a date night or something, buy gift cards at Kroger before you go. You’ll get the gas discount!

  2. Rachel G says:

    Has anyone purchased gift cards from any of these sites? I am interested in getting some but not seeing very good reviews online for these sites, saying bad customer service and some received $0 balance cards/codes. Do I am just curious if anyone on here has experience w/these sites? Thank you :)

  3. Dawn says:

    My Tom Thumb store runs promotions that when you buy gift cards, they quadruple the points toward your gas discount. I buy my Barnes and Noble $25 cards or other gift cards then and I immediately qualify for a 10 cent discount on my gas purchase.

  4. shopper says:

    One drawback of buying gift cards is that you’re taxed on them and then taxed on the items you buy with them.

  5. bern says:

    i like buying gift card deals especially the itunes, etc. though i wouldn’t exchange my credit card for gift card in couponing because of the cash back.

    i realize that even if you use gift card to limit yourself in spending, if you really want to spend, you would. i think this is more of a self control. until you can control yourself you will just end up buying more and more gift cards so you can spend.

    • Anonymous says:

      True, but sometimes it can be the catalyst to start and stick with a budget to learn control bit by bit. :)
      I’m glad you can successfully use and benefit from your credit card!

  6. SunnyHavens says:

    I always take advantage of gift card deals! Your example is “Buy $50 in gift cards, get a $10 Catalina”. I usually max out on these offers for stores or restaurants that I frequent. As we know, many stores limit stacking coupons. A gift card can be a coupon of sorts. This particular Catalina gift card would serve as 20% off each item purchased. Pair that with a sale and a coupon and your savings have increased.

    • Anonymous says:

      Awesome! That’s how we go out to eat– pair a coupon with a discounted gift card :) We save up during the year for the Christmas-time gift card promos and stock up!