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Extreme Couponing Tip: Use Store Gift Cards to Help Budget

While you may be a pro with coupons, is establishing and sticking to a budget a tough area for you? Consider buying and using store gift cards to help keep your spending under control!

There are many money-saving strategies out there, from the cash/envelope system to prepaid debit cards. However, for some people, cash can burn a hole in their pockets, and prepaid debit cards often have monthly fees. A great alternative, especially if you mainly shop at one or two stores, is to buy a monthly or bi-monthly gift card to use instead. When you opt for a gift card, you don't accrue interest as you might with a credit card, and you have a budget limit that keeps you in line.

And to save even more, check out Plastic Jungle or ABC Gift Cards (both of which have an A rating with the Better Business Bureau) to buy discounted gift cards at retail, grocery, and drugstores!