In today’s uncertain economy, careful money management is crucial. Personal Capital helps users track finances like Wall Street experts for free.

Founded by former PayPal CEO Bill Harris, Personal Capital is a platform to link and track personal finances like cash flow, credit card transactions, 401K accounts, and investments.

With access to expert advice and a range of helpful tools like Investment Checkup and Mutual Fund Fee Calculator, it’s a great tool to organize and improve finances. We found a pie chart that categorizes monthly spending particularly helpful. Featured by Time Magazine as one of the 50 best websites of 2012, Personal Capital uses the latest in military-grade encryption to ensure maximum security. Getting started is quick (about 1 minute) and easy:

  • Visit Personal Capital.
  • Create a username and password.
  • Answer a few quick questions. That’s it.
  • There’s no catch. This is a free service.