There are two main types of “moneymaker” deals that we post here on KCL: Save on your next order and actual cash back.
Save OYNO: Drugstore rewards and Catalinas print out after qualified purchases are made and are good on a future purchase. When the value of the reward or Catalina exceeds the OOP (out-of-pocket) cost, this is classified as a “moneymaker” since you’ll have more to spend than what you paid.
Cash back: Most store coupon policies state that if the price of the item is lower than the value of the coupon, the cashier/register will adjust the amount of the coupon down to meet the product’s price. However, some stores will pay overage, meaning if you have a $1.00/1 coupon and use it on a $0.95 item, they will physically pay you the $0.05 extra or apply it to the other items in your cart. An example of this is Walmart, where their policy specifically says, “If coupon value exceeds the price of the item, the excess may be given to the customer as cash or applied toward the basket purchase.”