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Capital One 360 is at it again. They’re giving you the opportunity to earn FREE money — and a lot of it! In fact, my husband and I just earned $400 in less than an hour!

This deal only comes around once in a blue moon. When it does, we drop everything to bring you all of the details. In fact, we posted it back in July and thousands of Krazy Couponers like you rushed to sign up.

The best part: the bonuses are even bigger this time around — thanks to this amazing Black Friday promotion. And what better time to earn free money than during the holidays!

Sounds to good to be true, right? Trust us, it’s not. Read on!

All you have to do is open a new checking or savings account to earn cash bonuses. All accounts are free and carry no monthly fees. There are two accounts and bonuses to choose from: a checking account for adults and a savings account for anyone — including kids!

So sign up now! The countdown has begun — this deal is only available until December 2nd. Go now!

Here are the details:

Get a $125 bonus when you open a 360 Checking account:

  • Open a fee-free 360 Checking account between November 29th and December 2nd to earn a free $125!
  • This has to be your first 360 Checking account (including Electric Orange Checking).
  • Use your debit card to make five total purchases (signature or PIN based) or make five CheckMate deposits (or any combination of the two) within 45 days.
  • $125 is automatically deposited into the account on Day 50.
  • Variable annual percentage rates start 11/29/2013.

Earn a $75 bonus when you open a 360 Savings account:

  • Open a no-fee 360 Savings account between November 29th and December 2nd to earn a free $75! You can set one up for every member in your family, 18 yrs or older.
  • This must be your first 360 Savings account (including Orange Savings Accounts) and it needs a $500 minimum deposit.
  • The bonus starts earning interest the first day, but you can't take it out for at least 30 days.
  • 0.75% variable Annual Percentage Yield (APY) effective 11/29/2013.


Is a credit check required? The checking account has overdraft protection, which acts as a temporary line of credit, should you overdraft on your account. Because of this protection, credit is routinely pulled–not always, but often.  Your credit is NOT pulled for opening savings.

Is there a balance minimum? Yes. For each savings account, you must deposit $500. There is no minimum deposit for the checking.

Can I qualify for multiple bonuses? Each account holder is allowed one bonus for each account. So, as long as I haven’t opened a Cap One checking or a Cap One Savings in the past, I can open both today and get $200 in bonuses ($125 for checking, $75 for savings). My husband can open his own accounts and we can make $400.

Is there a purchase minimum for the checking account? There is a minimum of fifty cents.

How soon must I make the purchases for the checking account? You must make the required purchases for the $125 checking account within 45 days.

Can I apply for each of my family members? You must be 18 years of age to open either 360 checking or savings account. Each individual over 18 years, living in the same household may open their own account and receive a bonus. You may open a joint account with your minor child under 18 yrs.

Can I cancel at any time? Yes, but you must wait the 50 day minimum to get the bonus.

How long will it take to receive my debit card in the mail?  Once you've opened the account, you should receive your debit card within 7 business days.