Holy moly! I think I may have just stumbled upon one of the easiest ways to build my savings account. It’s literally an automatic, hassle-free, don’t-even-have-to-think-about-it way to invest and save.

Plus, I get a free $5 when I sign up using code KCL2017. Even better, I get another $5 for every friend who signs up!

No more days of watching my money sit in a savings account and earn pennies. I’m giving this a try–can’t wait to see what type of growth I can achieve in 2017!

So what am I doing? I’m using Clink.

What is Clink?

Clink is a free, easy-to-use mobile app that provides a simple, straightforward way to invest and grow your savings. It was developed by financial industry veterans who recognized how intimidating saving and investing can be for people like me.

Why I signed up:

After years of money just sitting in my savings account, I figured why not give Clink a try? After all, if I can get my money working for me at a pretty low risk, I might as well. Plus, I get to choose how much I want to invest and how often. I can literally start saving with a little as $1.

No need to worry about risk either. I’m in complete control. If I want to play it safe, which I will for the first little while, it’s in my hands.

One of my favorite features? I get to link my savings to certain behaviors. For example, every time I shop online, I set a percentage of the bill to automatically go to my Clink account. All I did was link it to my credit card and voila–every time I shop, I save!

And don’t forget the freebies! I get a free $5 just for signing up and another $5 for every friend who signs up. I can earn up to $100 for free!

How I signed up:

Clink is available both on iOS devices via iTunes and via Google play for the Android version. I simply downloaded the app here.

I created my profile and linked my checking account. Clink uses bank-level security measures to protect personal information. Plus, all sensitive data is encrypted to ensure maximum protection. So I felt safe entering my info and linking my account.

What happens with my money?

Clink manages my investment based on how aggressive or cautious I want to be. Once again, I’m the one in control. To try it out, I played pretty safe. But we’ll see what happens in the coming months.

The money from my Clink account is placed into a portfolio of Exchange-Traded Funds (ETFs). ETFs are ideal for your investments because of its low costs, tax efficiency and stock-like features.

How easy is it to withdraw my money?

It takes 5 business days to cash out and get the money back into my checking account. But once I’m ready for a bit of it back, it’s an easy process that can be done at any time.

Sign Up Now for a Free $5!

So here I go…investing for the first time. I’ll let you know how it goes!

Give it a try, now is the time. You get a free $5 bonus. Just download Clink and setup your account. Use promo code KCL2017. If you want to earn more, just refer a few friends.