I have always loved thumbing through the pages of the "celebrity style" magazines. The gowns are my favorite part, but I also love the room-by-room spreads of their glorious mansions, and their equally glorious rides. In fact, until rather recently, I had always assumed celebrities were all so rich that buying, well, anything they wanted was just a given. Why would they need to worry about saving cash? Turns out, they do worry. And the smartest amongst them saves for the future. (In fact, some of them probably even belong to the KCL community just like you and me!)

Read on to pick up cash-saving tips from those same folks gracing the covers of your favorite magazines!

1. Use your coupons.

Hilary Swank is reportedly worth $40 million. Lady Gaga is worth a jaw-dropping $110 million. Singer Carrie Underwood is worth $70 million. Sarah Michelle Gellar is worth $15 million.

What do these four mega-rich celebs have in common? Couponing.

Swank grew up in a trailer park. She has been quoted as saying, "I see it as a dollar in my pocket. People around me laugh, because I have a deep understanding of what a dollar gets you and how far to make that dollar go."

Gellar says (about couponing), "Why should you pay more for something that someone else is paying less for?" Hear, hear!

2. Drive only as much car as you really need.

Mark Zuckerburg, Facebook's founder, is worth $33.3 billion. Alfred Morris (young Washington Redskins running back) is worth $2 million. What do these two well-heeled movers and shakers have in common? Modest cars.

Zuckerberg's ride? An Acura TSX sedan (its net worth is $30,000). Morris' ride? A 1991 Mazda he bought from his pastor for (count ’em) $2.

3. Dress stylishly…for less.

Actress Helen Hunt is worth $50 million. Penelope Cruz comes in at $55 million. Our First Lady, Michelle Obama, has a personal net worth of almost $12 million.

Where do these lovely ladies like to shop—even for red carpet appearances? H&M, Target and The Gap.

Helen Hunt's 2013 Oscars "eco-friendly" gown from H&M made fashion headlines as much for what it wasn’t as for what it was. She was quoted as saying, "[H&M] is making sustainable clothes, which I love, so it’s a win-win-win." (for more see Fashionista).

4. When you spend, make it count.

Rob Lowe is not just one of the best-looking actors in Hollywood—he also has $30 million in the bank. His wife, Sheryl, and their two kids are everything to him. Lowe told AARP, "I'm willing to spend money to create memories for my kids and our times together. If it's a trip or taking advantage of an opportunity, I will do whatever it takes."

His point is clear—when you spend, make sure it reflects what matters most. But until then, save your pennies.

5. Don't spend just to spend.

Financier T. Boone Pickens is worth a mind-blowing $950 million dollars. But who is his top financial advisor? His grandmother. She once told him "don't go anywhere with money in your pocket looking to buy." He still abides by her wise advice today.

Here are some other tidbits of Pickens' spending wisdom:

  • He shops with a grocery list.
  • He puts just as much cash as he needs into his wallet and stashes the rest away.
  • When he does need to purchase something, he does his research first and then makes a careful choice for long-term quality.

6. Live on less than what you make.

For some, this may be a challenge. But for talk show host Jay Leno (worth $350 million), it is just a way of life—something he has done since he worked two retail jobs (McDonald's and Ford) as a youngster.

Leonardo DiCaprio, former teen heartthrob and now serious leading man, is worth $200 million. Why does he choose to save more than what he earns? As reported in YourDailyScoop, "He doesn't want to spend a lot because he says having money allows him the freedom to choose what he wants to do as an actor."

Saving gives these wealthy celebs freedom to live the life that feels right to them—it can do the same for you and me.

7. Make dinner at home (and breakfast, lunch and dessert).

Tyra Banks (a.k.a. "America's Next Top Model") is worth $90 million. Actress Emma Stone comes in at $8 million. Singer/songwriter Taylor Swift is worth a reported $200 million. Young singer/actress Selena Gomez is worth $16 million.

Three of these well-off golden girls (Stone, Swift and Gomez) have something in common—they like to get together at each others' houses to bake! All four tout the savings found from eating in…for Banks, "fine dining" doesn't get any finer than the occasional splurge at Cheesecake Factory!