When you sign up for a free membership at Dovly, you can raise your credit score. According to Dovly, those who sign up typically see improved scores by an estimated 37 points. Dovly does provide a premium service, but you don't have to subscribe to gain access to their basic tools.
As a free member, you'll have access to their AI chat, monthly TransUnion credit report and score, and manual dispute selection with TransUnion. You’ll also gain access to resources, helping you learn more about credit scores and how to manage them.
Dovly also recommends external sites that can help you build credit and explore other helpful options.
How to get the deal:
Visit the Dovly website and click the “Boost My Score For Free” button.
Enter your name and email address and create a password for your account.
Verify your identity by entering your address, social security number, and phone number.
You’ll need to select to receive a text code or voice message to verify your account.
Complete your registration, and choose to continue on the web or to download their app.
What is Dovly?
Dovly is a digital platform designed to help users improve and manage their credit scores. It provides monthly credit reports and scores from TransUnion, one of the major credit bureaus, giving users valuable insights into their credit health. Dovly also features a free AI-powered chat service that guides users through the process of understanding their credit and offers personalized tips to help boost their scores.
In addition, users can manually dispute inaccuracies on their credit reports directly with TransUnion, simplifying the process of credit repair. To ensure seamless credit monitoring, Dovly uses "soft pulls," which allow users to check their credit without impacting their score. By offering these tools and resources, Dovly makes it easier for users to take control of their credit and work toward their financial goals.
What is Dovly Premium?
The premium membership at Dovly provides additional benefits, such as access to identity theft protection, dispute assistance, and the ability to check and fix your credit score with multiple bureaus.
You don’t need to sign up for Dovly’s premium membership to access their basic tools. However, if you do subscribe, Dovly claims that paid members can see their scores increase by an average of 79 points, compared to the 37 points that free members typically see.
The fine print:
Bottom line cost: There's no cost to sign up for Dovly. You won't be asked to provide your credit card information.
However, they do offer a subscription to unlock additional features. This subscription costs $39.99 per month, or $99.99 for the annual option. The annual plan breaks down to $8.33 a month.
Do I need to cancel? No, Dovly isn't a subscription deal unless you choose to subscribe to their paid membership. Otherwise, there's no need to cancel anything.
Want to learn more about how things impact your credit score? Here's a guide on how opening and closing credit cards affects your credit score.
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