When the coronavirus first hit the U.S., there were lots of scams and fake coupons out there.

Now, with the second stimulus payments approved and on their way, the government is urging us to watch out for some more scams.

Here’s what you need to know, according to the Federal Trade Commission:


There’s no way to get your stimulus money early or faster.

The second round of stimulus payments will be sent by Jan. 15, which isn’t that far away, but look out for scams offering to get you funds earlier or faster than everyone else.

“Anyone who says they can hook you up now (or soon) is both lying and a scammer,” the FTC says.


You’ll never have to pay anything to get the stimulus money.

Be on the lookout for any emails, texts, or phone calls asking you to pay before receiving your stimulus money.

“The government won’t ask you to pay anything up front to get this money,” the FTC says.



The government isn’t going to contact you for your sensitive account numbers.

They won’t call you on the phone, text you, email you, or hit you up on social media to get your Social Security number, bank account info, or credit card number.

Be patient; if Jan. 15 has come and gone without a check, find out why your coronavirus stimulus payment might be late.

When in doubt, contact your local IRS office.


If you suspect fraud, tell the FTC.

They have a website dedicated to reporting fraud: ReportFraud.ftc.gov.


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