Jennifer Vermeer | 

Get an Extra Debit Card for $20+ and Start Building a Better Credit Score

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Get an Extra debit card, starting at $20 per month, to start rebuilding or establishing credit. There's no interest fee or credit check.

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How to get the deal:

  • Head to the website.

  • Click the "get started" button.

  • Create an account.

  • Enter your contact, banking, and billing information.

What is Extra Debit Card?

Extra provides a unique debit card service aimed at helping users build credit by reporting their transactions to credit bureaus.

The fine print:

extra

Bottom line cost: Your cost will depend on the plan you select. The cheapest plan is $20 per month. If you purchase an annual plan, you'll pay as little as $149 (normally $240).

How does Extra raise my credit score? When you connect your bank account, Extra provides you with spending power based on your balance. When you use the Extra debit card, it deducts from your spending power, which is repaid the next day. At month-end, these transactions are reported to credit bureaus as credit-worthy payments, helping build your credit score.

Do I need to cancel? Yes, this is a subscription, so you'll need to cancel if you don't want to continue using Extra. To do so, contact the Member Concierge team through the app or by emailing hey@extra.app.

Check out our favorite ways to reach your financial goals this year.

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