If you’re already hooked on our Sam’s Club savings hacks, I want to make sure you’re taking advantage of another perk for members — Sam’s Cash Bonus Offers. These offers let you claim cash back for certain purchases you make outside of Sam's Club, like subscriptions to Max and Peacock, and even dining out at local restaurants.
And the best part? The Sam's Cash you earn never expires and can be used to pay for your membership fees, in-store or online purchases, or even turned into actual cash.
This program is 100% free to join — all you need is an active Sam’s Club membership (either membership type will do), a SamsClub.com account, and a linked payment card to start cashing in.
For more smart shopping tips and Sam's Club coupons, download the KCL app or text HACKS to 57299.
What is Sam's Cash?
Sam’s Cash is the rewards currency that all Sam's Club members can earn for certain purchases made inside and outside of the club.
There are three main ways to earn Sam's Cash:
As a Plus member: Earn 2% on in-club purchases (up to a maximum of $500 in rewards every 12 months)
With the Sam's Club Mastercard: Earn 1% - 5% on various purchases (up to a maximum of $5,000 per calendar year)
Through Bonus Offers: Earn 1% - 30% on various transactions when you pay with a linked card (no maximum)
Once you earn the Sam's Cash, you can literally use it whenever you want, as it never expires! And the unique perk of Bonus Offers is that there's no maximum amount you can earn throughout the year.
What can you buy with Sam's Cash?
As soon as the Sam’s Cash appears in your account (more on that in the next section), you can spend it in one of three ways:
At your local warehouse or online (just select Sam’s Cash as your payment method)
To pay for your renewal fees
Redeem it for cash at the Member Services desk
If you don't want to redeem all of your Sam's Cash at one time, go with the first option, as you'll be able to select exactly how much Sam's Cash you want to apply to your purchase.
Note: In some states, you won't be able to purchase alcohol or prescriptions using Sam's Cash.
How to Earn Sam's Cash Bonus Offers
First, link a credit or debit card to your Sam's Club account.
Before you can start earning with Sam’s Cash Bonus Offers, you’ll first need to “link” an eligible credit or debit card to your Sam’s Club account. Currently, you can link a Mastercard, Visa, or American Express card.
Here’s how to link a card:
Visit SamsClub.com and sign in.
Open the Sam’s Cash drop-down menu and select “Earn with Bonus Offers.”
Go to Account, Your cards, and select the card (if you have shopped with Sam’s before) that you want to associate with the Bonus Offers program.
If you’re new to Sam’s Club, tap “Manage Your Cards” to add a new card. Once you save your selection and return to the Bonus Offers page, you’ll select the card, agree to the program’s terms, and tap the “Link cards” button.
Remember to activate Bonus Offers before you make a purchase.
Before you shop, you’ll need to activate the offer within your Sam’s Club account so you get credit on your purchase. Under each offer, you’ll see an option to “Activate” the offer, as well as details about whether the offer applies to online purchases or in-store purchases (or both).
Most restaurant offers will require you to activate the offer online, then use your linked card to pay in store. Other retailers might require you to activate the offer online, then use a special link to shop through the retailer's site.
Check your Sam's Cash account each month to see your earnings add up.
When you earn Sam’s Cash with Bonus Offers, the Cash will get automatically added to your account each month (unlike the rewards you earn at Costco or BJ’s, which get paid out once a year).
The Sam's Cash gets added to your account on your "join date" each month. This means that if you joined Sam's Club on May 30, your Sam's Cash earnings will show up by the 30th of every month.
TIP: You can see your available Sam’s Cash on SamsClub.com, in the Sam’s Club mobile app (iOS / Android) under “Your account,” or when you choose Sam’s Cash as a payment method during checkout.
Current Sam's Club Bonus Offers (2024)
Bonus offers change often, so always check your Sam’s Club app or the website before you make a purchase. Each offer will also have certain restrictions (usually a maximum of $250 earned per transaction). You can check the fine print by expanding the "Offer eligibility" tab on each deal.
Here are a few of the current offers we're finding, as of 2024:
Retailer | Reg. Price | Sam's Bonus Offer | Potential Earnings |
|---|---|---|---|
CodeSpark | $15 - $90 | 20% - 25% | $3 - $22.50 |
FitOn | $10 - $129 | 25% | $2.50 - $32.25 |
Homer | $12.99 - $79.99 | 20% - 25% | $2.60 - $20 |
Local restaurants | Varies | 4% - 6% | Varies |
MasterClass | $120 - $180 | 20% | $24 - $36 |
Max (annual) | $99.99 - $199.99 | 15% | $15 - $30 |
Max (monthly) | $9.99 - $19.99 | 10% | $1 - $2 |
Peacock | $5.99 - $59.99 | 30% | $1.80 - $18 |
Rosetta Stone | $47.97 - $199 | 10% | $4.80 - $20 |
TIP: If you have the upgraded Plus membership, you'll earn 20% more Sam's Cash from Bonus Offers, which could make Plus membership worth the cost. For example, if you pay for an annual Peacock subscription with your linked payment card and have a Plus membership, you'd earn $21.60 in Sam's Cash instead of the normal $18.
Mix and match offers to cover the cost of your Sam's Club membership.
Assuming you’re not earning Sam’s Cash in other ways (like the 2% cash back you earn as a Plus member), here are four ways you could earn enough to cover the basic Sam's Club membership cost of $50 per year.
Purchase annual subscriptions to MasterClass, Peacock, and Max — Spend $280, earn $52 in Sam's Cash
Purchase annual subscriptions to Homer and CodeSpark and spend $188 per year at participating local restaurants — Spend $358, earn $50 in Sam's Cash
Purchase annual subscriptions to Rosetta Stone and Max — Spend $399, earn $50 in Sam's Cash
Spend $1,250 per year at participating restaurants — Earn $50 - $75 in Sam's Cash
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