Last year my husband found out that he has severe food/seasonal allergies.  He now takes eight different pills and a prescription nasal spray every day. On top of that, he takes allergy shots once a week and has to have four different Epi pens filled regularly. In addition to paying for all of his medication, he has to pay for the needles he uses too.

Prescriptions can be very expensive, especially if you're like us and don't have health insurance. I'm a stay-at-home mom, a full time student, and my husband doesn't make tons of money. Health insurance just isn't in the cards right now. That means we have the two choices: either risk his life by not buying the prescriptions or suck it up and pay for them. Obviously, we chose the latter. Because we are on a limited income, we had to get creative on saving money for his prescriptions. We immediately turned to coupons and new sign up perks at drugstores, but they just weren't making the cut.

While I was complaining to one of our friends, who also doesn't have health insurance, she mentioned a program that she uses to help pay for her insurance. She told me to go to StanfordHealthAlliance and apply for a card to get a percentage off of our prescriptions. I thought she was crazy at first, but I figured it certainly couldn't hurt. I went to the website, clicked "Get your card now", and filled out the information. I didn't have to enter anything too personal, just my name, address, and email. That was it. I was told my cards would be in my mailbox as soon as possible.  Sure enough, I got them last month. So far, I haven't had a single problem using them and am thrilled with the savings.

I'm sure that you're thinking, “What's the catch?”  I'm being completely honest when I say, there isn't one. The cards can be used at tons of different pharmacies, and even 58,000 independent pharmacies all over the nation. There aren't any claim forms to fill out, no deductibles to pay, and no limitations or maximums. You just hand them your card with your insurance card, if you have one, and reap the rewards. It doesn't matter if you have a pre-existing condition, and there aren't any carve-outs. If you are a U.S. resident you're eligible; no one is turned down.  Not only are they good for you, but they work for every member in your family. These completely free cards can be used on over 54,000 prescriptions.

From what I understand, they can get these deals because they have so many users and have great relationships with the pharmaceutical industry.  In all honesty, I don't care how they get the percentages off.  I just care that I can save tons of money when I'm buying those 15 gazillion prescriptions every month. If you're wondering what kind of deal you can get on your prescriptions, here is a link to a list of the different prescriptions they have and the percentage you can save. If you're curious if your pharmacy is included in these discounts, here are a few of the many participating:

  • Walgreens
  • CVS
  • Rite Aid
  • Target
  • Albertsons
  • Kroger
  • Sam's Club
  • Kmart
  • Walmart
  • Medicine Shoppe
  • Publix

This has been a guest post by August from Granite Falls, NC
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How My Family Saves Up To 76% On Prescriptions