Rae Hensley | Updated

Sign Up at Dovly and Raise Your Credit Score for Free

KCL earns from ads, affiliate links, & sponsored posts . Some posts are sponsored by the maker of the product, and we receive a fee for the post.

When you sign up for a free membership at Dovly, you can raise your credit score. According to Dovly, those who sign up typically see improved scores by an estimated 37 points. Dovly does provide a premium service, but you don't have to subscribe to gain access to their basic tools. 

As a free member, you'll have access to their AI chat, monthly TransUnion credit report and score, and manual dispute selection with TransUnion. You’ll also gain access to resources, helping you learn more about credit scores and how to manage them.

Dovly also recommends external sites that can help you build credit and explore other helpful options.

Download the KCL app to add and redeem coupons in store

Example of Smart Coupon features shown in the KCL App
KCL App on the Google play store
KCL App on the Google play store
KCL App on the Apple store
KCL App on the Apple store

For iOS and Android users.

sms sign up

How to get the deal:

  • Visit the Dovly website and click the “Boost My Score For Free” button. 

  • Enter your name and email address and create a password for your account. 

  • Verify your identity by entering your address, social security number, and phone number. 

  • You’ll need to select to receive a text code or voice message to verify your account.

  • Complete your registration, and choose to continue on the web or to download their app.

What is Dovly?

Dovly is a digital platform designed to help users improve and manage their credit scores. It provides monthly credit reports and scores from TransUnion, one of the major credit bureaus, giving users valuable insights into their credit health. Dovly also features a free AI-powered chat service that guides users through the process of understanding their credit and offers personalized tips to help boost their scores. 

In addition, users can manually dispute inaccuracies on their credit reports directly with TransUnion, simplifying the process of credit repair. To ensure seamless credit monitoring, Dovly uses "soft pulls," which allow users to check their credit without impacting their score. By offering these tools and resources, Dovly makes it easier for users to take control of their credit and work toward their financial goals.

What is Dovly Premium?

The premium membership at Dovly provides additional benefits, such as access to identity theft protection, dispute assistance, and the ability to check and fix your credit score with multiple bureaus.

You don’t need to sign up for Dovly’s premium membership to access their basic tools. However, if you do subscribe, Dovly claims that paid members can see their scores increase by an average of 79 points, compared to the 37 points that free members typically see.

The fine print:

Dolvy Cart Image

Bottom line cost: There's no cost to sign up for Dovly. You won't be asked to provide your credit card information.

However, they do offer a subscription to unlock additional features. This subscription costs $39.99 per month, or $99.99 for the annual option. The annual plan breaks down to $8.33 a month.

Do I need to cancel? No, Dovly isn't a subscription deal unless you choose to subscribe to their paid membership. Otherwise, there's no need to cancel anything.

Want to learn more about how things impact your credit score? Here's a guide on how opening and closing credit cards affects your credit score.

Stay in the loop of all the latest ways to save when you subscribe to the KCL newsletter.

Extra 40% Off Adidas at Shop Simon: Kids' Shoes from $20, Men's from $25
adidas-orb-shoes-box-2-2
adidas-orb-shoes-box-2-2
Free Curology Custom Skincare Routine ($54 Value) — Just Pay Shipping
curology deal july 2026
curology deal july 2026
Sam's Club Clearance Apparel: $6 Kids' Jeans, $9 Sneakers, Swimwear, More
apparel clearance stock images collage
apparel clearance stock images collage

Sam's Club Clearance Apparel: $6 Kids' Jeans, $9 Sneakers, Swimwear, More

Stanley 1913 Price Drops Are Here: Deals Start at $7.50
Stanley tumblers and water bottles in a collage
Stanley tumblers and water bottles in a collage

Stanley 1913 Price Drops Are Here: Deals Start at $7.50

Hefty Ultra Strong Trash Bags Deals on Amazon: Just $10.70 for a 110-Pack
Hefty Ultra Strong Trash Bags Deals on Amazon: Just $10.70 for a 110-Pack
Hefty Ultra Strong Trash Bags Deals on Amazon: Just $10.70 for a 110-Pack

Hefty Ultra Strong Trash Bags Deals on Amazon: Just $10.70 for a 110-Pack

Save Over 50% on Color Wow Haircare: Deals Start at Just $5.23 on Amazon
a silver pump bottle on an Amazon box
a silver pump bottle on an Amazon box

Save Over 50% on Color Wow Haircare: Deals Start at Just $5.23 on Amazon

Shop Kohl’s Clearance Deals Before They’re Gone
kohls-clearance-signs-kcl-6
kohls-clearance-signs-kcl-6

Shop Kohl’s Clearance Deals Before They’re Gone

Costco Membership Drops to $15 With This $50 Shop Card Offer From Groupon
a man holding a costco card in front of the store
a man holding a costco card in front of the store

Costco Membership Drops to $15 With This $50 Shop Card Offer From Groupon

CVS Shopping Haul: Score $48.60 Worth of Essentials for Just $7.60
palmolive dish soap, crest and colgate toothpaste, garnier shampoo, nivea body wash in a cart
palmolive dish soap, crest and colgate toothpaste, garnier shampoo, nivea body wash in a cart

CVS Shopping Haul: Score $48.60 Worth of Essentials for Just $7.60

Kids' Nike and Under Armour Apparel at Kohl's - All Items Only $9.99
kohls-nike-under-armour-apparel
kohls-nike-under-armour-apparel

Kids' Nike and Under Armour Apparel at Kohl's - All Items Only $9.99

Wireless Headphones For $2 or Less at AliExpress
beige wireless headphones
beige wireless headphones

Wireless Headphones For $2 or Less at AliExpress

Grab a $15 Travel Duffel Bag on Amazon
amazon-Travel-Duffel-Bag
amazon-Travel-Duffel-Bag

Grab a $15 Travel Duffel Bag on Amazon

These Michael Kors Crossbody Bags, Are Only $44 (Reg. $228)
Michael Kors Crossbody Bag
Michael Kors Crossbody Bag
Top 10 Costco Deals That End Soon: Food, Soda, Snacks, Detergent, and More
all detergent poppi soda annies pasta collage
all detergent poppi soda annies pasta collage

Top 10 Costco Deals That End Soon: Food, Soda, Snacks, Detergent, and More