If you’re a frequent shopper, you must have a Target RedCard.

Since it’s a debit card, not a credit card, it pulls from your checking account. Which is nice for those days when you’re trying to stick to a budget while shopping at Target. (Budget? Target? My Target addiction doesn’t understand.)

Best part? You’ll get 5% off your total at the register as if you’re using a coupon, but it comes off automatically. Here are my other favorite things Target RedCard can do:

Keep up on all the best Target deals by downloading the official KCL app.

 

1. Get free shipping on all orders $35 and over.

Spend at least $35 on your online Target haul, pay with RedCard, and get free two-day shipping. Enough said.

 

2. Use the Redcard for 5% off on clearance items.

Your RedCard 5% still applies to everything in the Target Clearance section. You can also stack this discount with a Circle offer for even more money off! Here’s a recent Target Deal KCL published:

Buy 1 Instant Pot Duo 6-Quart 7-in-1 Pressure Cooker (reg. $99.95) $79.95, sale price
Use 10% Off – RedCard Exclusive Coupon, Target Circle Offer
Use RedCard for 5% off
Use RedCard for free shipping or free shipping on orders of $35+
Final Price: $68.36

 

3. Don’t stress – you’ve got 30 extra days to return your items.

The standard Target return policy gives you 90 days for most items and 30 days for electronics. Because decisions made in the heat of the Target-moment cannot always be trusted, adding an extra 30 days to that with RedCard helps ease the stress a little bit.

This comes in handy when I’ve decided on the spur of the moment to redecorate my patio instead of just buying laundry detergent.

 

4. Save 5% on your Starbucks order with Target RedCard.

You can buy your favorite Starbucks drink at any Starbucks inside Target and save 5% at the register.

If you want to save 5% in addition to whatever “Stars” (points) you’re earning through Starbucks’ loyalty program, purchase a Starbucks gift card at Target (with your RedCard) and march it over to Starbucks.

Load the gift card to your Starbucks app and pay via app. It’s a roundabout way to do it, but you’re effectively saving 5% on the Starbucks gift card purchase and then you’re earning your Stars too.

 

5. And save 5% on your upcoming Disney trip.

This is one of our favorite
One of my favorite Disney hacks is to buy Disney gift cards at Target with your RedCard and save 5% off the top. Voila! Disney just got a little more affordable.

This goes for all gift cards you buy at Target, excluding gift cards for Target itself, prepaid cards, and lottery gift cards.

 

 

6. Get early access to RedCard-exclusive deals.

And I’m talking dirt cheap items on your Christmas shopping list during Target Black Friday. As in — you’ll get a 24-hour jump on j discounted items like Beats headphones and Nintendo gaming systems.

 

6 Target RedCard Benefits To Justify A Shopping Spree