If you shop Target more than once a week, you must have a RedCard.

Since it’s a debit card, not a credit card, it pulls from your checking account. Which is nice for those days when you’re trying to stick to a budget while shopping at Target. (Budget? Target? My Target addiction doesn’t understand.)

Best part? You’ll get 5% off your total at the register as if you’re using a coupon, but it comes off automatically. Here are my other favorite things Target RedCard can do:

 

1. Save you 5% on your Starbucks order.

I need to repeat this: You can buy your favorite Starbucks drink at the Starbucks inside Target and save 5% at the register. If you want to save 5% in addition to whatever “Stars” (points) you’re earning through Starbucks’ loyalty program, purchase a Starbucks gift card at Target (with your RedCard) and march it over to the Starbucks. Load the gift card to your Starbucks app and pay via app. It’s a roundabout way to do it, but you’re effectively saving 5% on the Starbucks gift card purchase and then you’re earning your Stars too.

 

2. Give you free shipping on everything all the time.

The end.

 

3. Help you save 5% on your upcoming Disney trip.

This is one of our favorite Disney hacks, because there are so few ways to save on a Disney vacation.

Buy Disney gift cards at Target with your RedCard and save 5% off the top. Voila! Disney just got a little more affordable. This goes for any and all gift cards you buy at Target.

 

 

4. Get you 15% off Target Subscriptions (instead of just 10%).

Not even Amazon’s Subscribe & Save can top this. When you set up recurring deliveries of items you know you’re going to need on a regular basis, you get 10% off. Use your RedCard to do it, and you’ll get 15% off.

 

5. Give you early access to RedCard-exclusive deals.

And I’m talking dirt cheap items on your Christmas shopping list during Black Friday. As in — you’ll just shop online and get unheard of discounts on items like Beats headphones and Nintendo gaming systems.

This is the reason I signed up for RedCard. I’d been meaning to do it forever, but when I finally saw that I straight-up didn’t have access to some deals because I wasn’t a RedCard holder, I signed up.

 

6. Hook you up with 30 extra days to return your items.

Because decisions made in the heat of the Target-moment cannot always be trusted. And some buyer’s remorse takes a while to speak loudly enough before I’ll listen.

This comes in handy when I’ve decided on the spur of the moment to redecorate my patio instead of just buying laundry detergent.

 

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