Quick 411 of what we found: budget planners can cost anywhere upwards of $50. But you can save about 80% of that cost if you opt for planners that are smaller, have a simpler design cover, or don’t include extras like stickers and motivational quotes.
Below, check out the best budget planners that offer the most value. And for more savings, download The Krazy Coupon Lady app so you never miss out on the best tips and discounts.
The Best Budget Planners for 2023
1. Zicoto Simplified Monthly Budget Planner
The Zicoto Simplified Monthly Budget Planner ($7.99, Amazon) is one of the least expensive options out there. It doesn’t even skimp on the extras. The colorful sticker tabs make it easy to find what you’re looking for, and the inner pockets are great for important documents. There are lots of trackers and pages for monthly planning, and it comes with stickers!
Related: 50 Tips for Saving Money That Are Actually Doable
2. Pen+Gear 12-Month Budget Planner
Though this Pen+Gear 12-Month Budget Planner ($8.84, Walmart) has a simple outer design, it comes well rated with monthly pages for goal setting, tracking, and organizing. The 12 pocket dividers and guided prompts help keep you inspired.
3. Fan&Ran 2023 Planner Binder
This Fan&Ran 2023 Planner Binder ($12.99, Amazon) makes it easy to track spending and hold on to important documents. There are budget sheets and inner pockets as well as a zippered cash envelope to hold on to any money you want to save. We’ve seen the price fluctuate a ton in December 2022, but the best price we’ve seen is $9.09.
4. JUBTIC Budget Planner
The JUBTIC Budget Planner ($9.97, Amazon) is a great buy and minimalist option. It features a simple cover with a monthly budget and goal pages as well as trackers and monthly reflections.
5. Sooez Budget Binder
The Sooez Budget Binder ($10.99, Amazon) is great for someone who doesn’t need to write down or track every single thing they’re doing with their money. There are budget pages that are good for planning but also cash envelopes and a space to hold on to important documents. This one comes highly rated with over 7,000 positive reviews.
6. Erin Condren Weekly Budget Tracker Notepad
Erin Condren’s planners tend to be a little costly. That’s why we looked at their Weekly Budget Tracker Notepad ($10, Erin Condren), which is less of a planner and more just a sheet. You can track your spending easily so you know where your money is going.
7. BooQool Budget Planner
The BooQool Budget Planner ($9.99, Amazon) is one of the cheapest I found on Amazon and in general. It can be used for a year and comes with stickers, undated pages, and a pocket for important papers.
8. Nokingo Budget Planner
At just about $12, the Nokingo Budget Planner ($13.96, Amazon) has been an Amazon’s Choice item for a while. It’s simple and straightforward, with specific budget pages (like some for Christmas) and a savings tracker. There’s plenty of room for planning and writing out your goals.
9. Tullofa Budget Planner
The Tullofa Budget Planner ($11.99, Amazon) features a faux leather cover, making it look and feel more than it actually costs. Along with stickers and an inner pocket, it also has all of the tracking pages, goals pages, and budgeting sections that you need.
10. Bienbee Budget Binder
The Bienbee Budget Binder ($10.99, Amazon) comes in at less than $15 and has a lot of bells and whistles. There are plenty of stickers to stay organized plus monthly budget and expense trackers. There are also eight envelopes to use to set cash aside in a safe place.
11. BooQool Budget Planner
The BooQool Budget Planner ($11.99, Amazon) is a hardcover option that isn’t quite as portable as some others but is still nice to have at home. Each month has pages for tracking spending, essential payments, debts, and savings to keep everything organized, plus the inner pockets are good for important papers.
12. Sourcebooks Stress Less, Spend Less Budget Planner
This cute Sourcebooks Stress Less, Spend Less Budget Planner ($14.99, Amazon) is an affordable option with plenty to offer. The price dropped down to $3.36 in June 2022, so watch out for discounts.
13. Lamare Budget Planner
Creative graphics, tracking pages, and a slim and lightweight design are all part of the Lamare Budget Planner ($13.95, Amazon). The system is easy to follow, and the inexpensive price point is impressive.
14. Harphia A6 Money Planner
The Harphia A6 Money Planner ($16.98, Amazon) is not immediately obvious as a budget planner. It comes with cash envelopes for easy saving and planning, as well as all of the usual trackers and label stickers for categories. This goes on sale a lot, but the lowest we’ve seen it sell for recently is just under $14.
15. SOLIGT Monthly Budget Planner Book
The SOLIGT Monthly Budget Planner Book ($19.99, Amazon) is a no-frills option that will keep you on your toes for a year. Undated pages allow you to track debts, bills, budgets, and saving goals. There are also helpful calendars and monthly reviews.
16. Paper Junkie Budget Tracker
You can easily organize your finances, savings, debts, and bills with this undated spiral notebook. The Paper Junkie Budget Tracker ($13.99, Target) is a good price point and is a small size, making it easy to take everywhere. Use your Target RedCard for an extra 5% off.
17. Happy Planner Save Now Spend Later Guided Journal
The Happy Planner Save Now Spend Later Guided Journal ($19.99, Happy Planner) is a little different than the budget planners on this list. It comes with 80 sheets of budget-related prompts to help you reflect on your journey and habits as well as inspirational quotes. You can write out expenses and decorate with included stickers.
18. Productivity Store Budget Planner
The chic-looking Productivity Store Budget Planner ($19.99, Amazon) offers lots of budgeting and tracking space. You can do monthly reviews and spending analyses as well as create holiday budgets and vision boards.
19. Life & Apples Budget Planner
The Life & Apples Budget Planner ($15.99, Amazon) packs a ton of value with bookmarks, stickers, an inner pocket, a nice cover, and a pen holder on the side. Vision boards can make you tap into your creative side as you track and plan.
20. Erin Condren 12-Month Budget Book
The Erin Condren 12-Month Budget Book ($16.99, Amazon) is small, compact, and has a soft cover that makes it very portable. It comes with lots of budgeting space on “Month at a Glance” pages, stickers, and trackers. Heads up; we know this price drops occasionally. We’ve seen it offered for $9.85 in October 2022 (around Prime Day), so watch closely for sales.
21. Scribble & Dot Budget Planner
The Scribble & Dot Budget Planner ($19.95, Amazon) offers monthly budget trackers, goal setting, and reviews, as well as habit tracking pages. It’s a nice planner with a sophisticated look, but there are others that are cheaper and offer more.
22. DebtorEdu Budget Planner
The DebtorEdu Budget Planner ($19.95, Amazon) has all the typical budget planning pages: monthly goals, trackers, and even a place to write down your achievements. Extras include online order trackers, donation logs, stickers, and challenges to participate in.
23. Planberry Budget Planner
The Planberry Budget Planner ($19.99, Amazon) comes with a lot for just a $20 price point. It’s packaged in a keepsake box that makes it a great gift, and it’s spiral-bound, so it will lay flat and allow you to easily rip out pages. There are trackers, pages for monthly plans and budgets, and prompts to get you thinking.
24. Smart Planner Budget Book
For something really professional looking, opt for the Smart Planner Budget Book ($19.99, Amazon). It’s sleek and minimalist looking. The book features monthly budget and tracking pages, as well as a yearly review section.
25. Happy Planner Know Your Worth Budget Classic Planner Companion
This Happy Planner Budget Planner Companion ($20.24, Happy Planner) is a little different than the other options here. It’s meant to be added to a planner you already have, which is nice if you don’t want two separate planners. The pages include bill and expense trackers. These can easily be added to another Happy Planner you have (or really any spiral planner).
26. Clever Fox Budget Planner
With over 25,000 positive reviews, the Clever Fox Budget Planner ($21.99, Amazon) is a great pick. It’s compact and easy to carry around. We like that it comes with so many sections: monthly budgeting, expense trackers, monthly spending plans, and more. It also features stickers for fun, and the attractive leather cover with a pen loop is a good buy for less than $25.
27. Legend Budget Planner
The Legend Budget Planner ($21.99, Amazon) has undated pages that allow you to start your savings journey at any time. There are unique elements, like a life planning section that allows you to write out all of your goals for the foreseeable future.
28. Clever Fox Bi-Weekly Budget Planner
Make your financial planning even more organized with the Clever Fox Bi-Weekly Budget Planner ($23.99, Amazon) that doesn’t allow you to miss a thing. You can make a new financial plan every two weeks, which is flexible and ideal for those who don’t want to feel locked into anything.
29. Happy Planner Undated Hello Savings Classic Budget
The super organized Happy Planner Classic Budget Tracker ($23.99, Happy Planner) is on sale and is a good way to stay on top of your money. It’s undated, so you can start whenever, with monthly stickers for labeling. The budget layout is great for managing expenses, and you can track things like bills, food, and personal spending. There are also challenges and tips throughout.
30. Almond Planner Budget Planner
The Almond Planner Budget Planner (as low as $24, Etsy) has thought of it all. There are pages for daily spending tracking, a monthly calendar, goal setting, and budgets. You can also track debt and savings. Unique additions include holiday saving pages and monthly stickers.
31. Freedom Mastery Store Financial Planner
The Freedom Mastery Store Financial Planner ($24.95, Amazon) comes with plenty of space for tracking and budgeting, with really detailed and specific pages that make it easy to stay organized. It also has a booklet stocked with financial planning advice for those who need a little extra help.
32. Erin Condren Metallic A5 Every Bit Counts Planner
Super organized and neat, the Erin Condren Every Bit Counts Planner ($25.50, Erin Condren) is a nice option for the money. It has plenty of pages and space for tracking spending and goals as well as overviews to stay on top of what you’re doing. It also includes sticker sheets.
33. Erin Condren Coiled A5 Planner Budget Book
For something that feels super organized and put together, opt for the Erin Condren Budget Book ($26.99, Amazon) which makes budget planning feel almost fun with all its extras. This doesn’t go on sale per se, but if you want to get it cheaper, you could opt for a third-party option starting at just $17. Keep in mind, however, we don’t typically recommend buying from third-party sellers.
34. Erin Condren Budget File Folder Calendar
The Erin Condren Budget File Folder Calendar ($24.29, Amazon) is a little different than your typical planner. Instead of a book, it looks like a regular calendar that can hang on your wall. The pages can easily be torn off to add to a file folder. It comes with stickers and room to budget monthly.
35. The Organized Money Budget Planner
You can set routines and goals with The Organized Money Budget Planner ($28, Etsy). It has debt trackers, yearly finance overviews, and monthly pages as well. The soft cover makes it easy to take with you, too.
36. Clever Fox Budget Planner Pro
If you like the regular Clever Fox Budget Planner but wish it offered a little more, get the Clever Fox Budget Planner Pro ($28.99, Amazon). It comes with stickers, an inner pocket, cash envelopes, and an attractive vegan leather cover. Inside is more than enough room for budgeting and tracking.
37. Crossbow Planner Co. Budget Planner
A binder, like the Crossbow Planner Co. Budget Planner ($29.22, Etsy), is a great choice if you have a lot of papers you want to corral. This one has trackers for bills, savings, monthly goals, calendars, budgets, and reviews.
38. GoGirl Budget Planner & Monthly Bill Organizer
While the GoGirl Budget Planner & Monthly Bill Organizer ($34.99, Amazon) is a great option with organized pages, inner pockets, and stickers, there are definitely cheaper budget planners out there. This one has unique details like cool graphics and a spending analysis page.
39. Papier Finance Planner
If you’re looking for something with more pizazz, the Papier Finance Planner ($35, Papier) is a nice choice. It is more expensive than some other picks but makes a nice luxury budget planner. There’s advice on saving and being financially responsible throughout, as well as goal pages, tracking pages, and savings and debt records. Occasion budgeting sections are a nice add-on.
40. Happy Planner Budget Layout Planner
For something a bit more elevated, opt for the Happy Planner Budget Layout Planner ($39.95, Amazon). Each month has a page where you can write out everything you expect to spend (like food, bills, and things you normally forget about). You can also track your spending and saving. It’s customizable with the ability to add, remove, and rearrange pages as you see fit.
41. The Yanshi Planner Expense Tracker
Sleek, organized, and nice to look at, the Yanshi Planner Expense Tracker ($50, Amazon) is definitely on the more expensive side, but it’s really nice. Each section and page is neatly organized and easy to follow. You can log transactions and debt payoff, and the monthly pages allow you to budget and track while also reflecting on how you feel about your finances.
42. MSTRPLN 2023 Dated Budget Planner
There’s a lot to be found in the MSTRPLN 2023 Dated Budget Planner ($40, MSTRPLN), making the more expensive price tag feel worth it. It’s a dated planner with monthly calendars and budget overviews, sheets for organization, vision boards, blank and dotted pages, and weekly thought prompts.
43. Ivory Haus Little Budget Planner Book
If you don’t mind spending more, the Ivory Haus Little Budget Planner Book ($40.49, Target) may be a good option. It is definitely a higher price point than most other budget planners. It includes an undated diary, savings tracker, goal setting, debt and subscription trackers, calendars, and more. Use your Target RedCard for an extra 5% off.
44. Passionate Penny Pincher Home Planner
Looking to plan more than just financial stuff? The Passionate Penny Pincher Home Planner ($45, Passionate Penny Pincher) is a good place to start and will keep you super organized. There are budget pages for tracking spending, but there are also tons of other sections. This includes daily habit trackers to help you manage chores and cooking, space for to-do lists, and more.
45. Ivory Paper Co. Budget Planner
The Ivory Paper Co. Budget Planner ($50, Ivory Paper Co.) has pages for monthly plans that also leave space for you to write out notes or thoughts. There are also pages for trackers, goals, and reviews.
46. Passionate Penny Pincher Money Planner
The Passionate Penny Pincher Money Planner ($58, Passionate Penny Pincher) is one of the most expensive options I found. That said, it is very thorough and thoughtfully designed. There are sections for tracking, budgeting, and goal setting, as well as password organizers and daily ledgers that make it incredibly simple to keep track of every detail. Stickers and cash envelopes are nice accessories.