Using the best cash back apps at once feels a little like juggling, and a lot like herding cats. You might have dozens of questions. Read on. You will find all of the answers in this, your ultimate guide to rebate apps.
Be sure to scroll down for an easy table that spells everything out!
(When you download the free Krazy Coupon Lady app, you’ll hear a lot about rebate apps like Ibotta, Checkout 51 and Fetch Rewards. We love them all. The real trick to getting huge savings is using all the cash back apps for shopping together, whenever you can. And don’t worry. You can!)
What are cash back rebates?
Rebate apps get you cash back or other reimbursements for receipts showing proof of purchase for an item or items. So instead of getting money taken off your total before you cash out, like with a coupon, you pay and then get some sort of a rebate once you’ve reached each app’s minimum amount, which I’ll explain.
To show proof of purchase, for most of these cash back apps you pre-select the offers you want to take advantage of at a particular store inside the app, creating a list. Next, you snap a pic of your receipt. For some, you must also snap a pic of the product barcode. But, most are trying to get away from this by having you pay for your products through the store loyalty app, which is partnered with the cash back app.
Download Ibotta, the cash back app for groceries with the most offers.
Ibotta rocks. Ibotta claims to have more offers for groceries and other products inside their app than any other app.
Plus, most offers reset up to three times each (about every two days). This means you can use the Tillamook cheese offer once, then wait a couple days, use it again, and then again (on different purchases of the same product). You can even redeem some offers up to three times per receipt.
TIP: To get instant Ibotta rebates on your qualified Target purchases, you need to pay for your items through the Target Circle app by linking the app to your bank cards.
You’ll have to rack up $20 before you can cash out through PayPal. But trust me, that money comes in quickly and Ibotta gives you a $10 head start when you sign up.
Plus, KCL negotiated an extra $1 for you on top of that: you just need to use referral code: GETKRAZY. Then $11 is all yours for joining and redeeming your first offer within 30 days.
Most rebate apps offer a $2 kickback when you refer a friend, but you’ll get $5 when you refer a friend to Ibotta!
You can also find Ibotta rebates for retail items like clothing, and hotel stays when you shop online through the Ibotta app or website
Download Ibotta now and start redeeming hundreds of offers on items you’re already buying!
TopCashback is a cash back app that rewards you for online shopping purchases.
TopCashback is a free app that gives you cash back on anything you buy from its retail partners, (except for groceries.)
TopCashback is super easy: it gives you actual cash back (or you can pick a gift card instead.) And, even better, it also gives you promo codes that you can stack on top of your cash back earnings. For Black Friday 2019, you could get 11% cash back for any coat purchase you made on JCPenney.com, in addition to a special promo code for TopCashback members that reduced the 60% off coats offer from JC Penney from $60 – $270 to $29.99 – $108.
To earn cash back, start on the app or website, make sure you’re signed in, and tap or click the retailer you’d like to shop with. Then start shopping and earn cash back on anything you buy!
TopCashback offers a certain percentage of cash back for each of its partners and will price match if you find a higher cash back offering from its competitors, like eBates. Some examples:
- Amazon: up to 10% cash back in certain departments
- Bed Bath & Beyond: up to 8% cash back.
- Home Depot: up to 10% cash back in certain departments
TIP: Get exclusive promo codes and coupons by downloading the free browser extension or setting notifications in the free TopCashback app. For example, during Black Friday 2019 at Game Stop you could save $100, get a free $25 off coupon for all PS VR bundles, and get 6% cash back!
To redeem, you have to wait for TopCashback to get paid their referral fee from the retailers (which they get for referring you to shop). This can take anywhere from one to three months. They give you 100% of what they get paid right back, rather than take a percentage, like most other apps. When your money goes from “pending” to “payable,” you can request a payout anytime for any amount.
Select your method of payout, whether it’s PayPal, Amazon gift cards, or even better, a prepaid Amex Card that will earn you another 3% cash back. For example, if you are cashing out $100, your Amex card will have $103 on it.
Checkout 51 is a cash back shopping app that lets you redeem offers up to five times.
The best thing about the Checkout 51 app is you can redeem some offers up to five times! Meaning Checkout 51 allows you to buy more than one of each item in a single transaction and redeem a rebate for each. Just look next to the item for a plus sign and click it until you hit the maximum allowable amount for redemption.
Plus, Checkout 51 rebates get better the more you use them. As time progresses, you’ll have access to “Choose Your Own Offer” rebates where you can apply savings to whatever you want.
When you redeem qualifying Checkout 51 offers by Wednesday of every week, you’ll receive a “bonus” on Friday. For example, I bought French’s Ketchup, redeemed the 50 cent rebate offer on Tuesday, and Friday I received another 25 cents because it’s eligible for a bonus.
Offers reset on Thursdays each week — but be sure you’re not missing out on any of those “by Wednesday” bonus offers if you’re checking it on Thursdays for deals.
To redeem offers, tap the items you purchased and click “redeem” to load the offers. Then, take a picture of your receipt.
You’ll need to hit the minimum of $20 in rebates in order to cash out, and Checkout 51 only gifts new user accounts with one free extra dollar. I’m a PayPal girl, so I don’t love how Checkout 51 sends an actual check in the mail.
Also important: As of last fall, you cannot stack Checkout 51 and SavingStar offers on a product. You will get the redemption for one but not the other. We know because we tried to stack them.
Download Checkout 51 right now!
Earn points for gift cards with Fetch Rewards.
Fetch Rewards is slightly different than the other cash back apps for shopping like Ibotta or Checkout 51. Instead of earning money in the form of a PayPal deposit or a check in the mail, Fetch Rewards pays in the form of gift cards to your retailer of choice.
One thousand points is equivalent to $1, and you can cash out once you earn 3,000 points (or $3). It sounds like a lot, but it’s not. For purchasing one TRESemmé hair product, you could earn 1250 points.
There are two ways to earn points — you can earn by buying certain brands that qualify for points, or by shopping for specific products featured in the app. To earn points, just take a picture of your receipt through the Fetch Rewards app.
Download Fetch now to earn 2,000 bonus points! That’s a free $2.00 bonus! Just enter promo code KRAZY and remember to enter the promo code before you add your first receipt.
Get direct cash deposits or earn gift cards with SavingStar.
SavingStar links to your store loyalty cards and gives you cash back into your checking account through PayPal through individual product offers and what it calls “One or Many Rebates.”
Individual product offers are straightforward. When you buy the featured product, you’ll get the money. For example, earn $2 when you buy Advil pain reliever.
One or Many offers are: “Save $4 when you spend $16 on any Sargento shredded and sliced cheese.” Once you make your first purchase of the product, you activate the one-time offer. One-or-Many offers are generally valid longer so you can continue to work toward the threshold over time, but they do expire.
You can cash out once you earn at least $5. Look for new offers on Thursdays and Sundays.
Cash out right away with the Coupons.com app.
Did you know you can skip printing coupons altogether if you’d like? Coupons.com has caught rebate fever. Many retailers have partnered with Coupons.com to allow you to link your loyalty card and cash out through PayPal within 48 hours.
Or do it the old-fashioned, rebate-app way and snap a picture of your receipt, then upload it to the Coupons.com app to redeem an offer (the cash-out process is the same).
You’ll need to pick one of three ways to save using the Coupons.com app. Since they’re all manufacturer savings, you can’t stack them, meaning you can’t use newspaper or printed coupons with a load-to-card or rebate offer.
Look for new offers every day, but especially on Sunday.
To get started, download the Coupons.com app.
Earn “kicks” or points you can redeem for gift cards with Shopkick.
Shopkick gives you six ways to earn (but you must download the app):
- Walk in: Open your app and walk into participating stores listed under Kicks Nearby. Make sure you enable Bluetooth. Just for walking in you automatically earn kicks points into your account.
- Scan Stuff: Select “Kicks Nearby,” under the “Earn” tab in your app. Select your store, tap the “Scan” icon, find a listed product, and scan it with your phone camera.
- Link your Card: Link your credit card or debit card to Shopkick, make a credit purchase with that card at a participating retailer (if it’s a debit you have to run it as credit), and in 48 hours earn “Kicks” into your Shopkick account.
- Make a purchase online: Buy something with your linked card at any participating online retailer and kicks.
- Watch Videos: In the app, watch short ads and get kicks.
- Scan Receipts: Before you shop at a participating store, check to see which kick offers are available in the “Earn” tab at that store. Scan your receipt as proof of purchase.
Roughly 250 kicks equals $1 cash back, and you can cash out once you’ve earned 500 kicks. Here’s a breakdown of kicks per dollar:
500 kicks = $2
1,250 kicks = $5
2,500 kicks = $10
3,750 kicks = $15
6,250 kicks = $25
Download Shopkick and start earning!