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How Does Fetch Rewards Work? Here's Everything to Know

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Love making extra money with little to no effort? Us, too! Before you delete that order confirmation or toss that paper receipt, you’ll want to know the answer to, “how does Fetch Rewards work?” Saving your order confirmations and paper receipts can get you access to more deals and earn you free gift cards through the Fetch Rewards app.

Fetch pays you — that’s right, pays you — in digital gift cards just for scanning your receipts. You can redeem those gift cards on purchases at your favorite stores such as Amazon and Target.

What sets Fetch apart from many other rewards apps is that you can scan both physical and digital receipts. Plus they have a quick and easy setup and no annoying surveys.

The catch? There isn’t one, so download the Fetch app now (and while you’re at it, download The Krazy Coupon Lady app for even more deals). Let’s answer those questions about how does Fetch work.


1. So how does Fetch Rewards work? Let’s break it down.

A person scanning a receipt into the Fetch Rewards app next to some grocery items on the table.

Here’s how it works: once you download the Fetch app, you’ll sign up with your email address or through Facebook.

Once you’re in, the app will point you to the orange camera icon in the bottom middle of your screen. That’s where you scan receipts. Fetch offers a 750-point bonus for your first upload and 500 for your second. That’s 1,200 plus free points right there. So start racking them up now. (In most instances, 1,000 points equals $1 in rewards.)

No matter which retailer the receipt is from, you’ll earn a minimum of 25 points.

Fetch accepts receipts from the following types of stores:

  • Grocery stores
  • Fast-food restaurants
  • Clothing retailers
  • Convenience stores
  • Drugstores
  • Big-box retailers
  • Department stores

You can earn extra points on eligible receipts from grocery/supermarkets, wholesale club stores, hardware, pet stores, gas stations, and convenience stores when you buy participating items and complete special offers at those types of stores.

You might wonder, how long does Fetch Rewards take to process receipts? It only takes a moment to get your points, so go ahead and rack them up.

TIP: Fetch has a scan limit. You can only scan 35 receipts in a rolling 7-day period, and they won’t accept receipts older than 14 days.


2. Earn 2,000+ points when you refer a friend (worth $2).

A person holding their phone with the refer a friend page open on the Fetch Rewards app.

Talk about a win-win. You can get 2,000 (or more) points for referring a friend — and they get points, too. (When I got the app, Fetch had a 3,000-point promotion per referral.)

To refer a friend, look for the “Get Code” button in the top banner on the Discover/home page (scroll right on the carousel until you see it).

You can send referrals by text or email or copy and share the link. Once your friend creates an account through your link, you’ll both receive points.

Right away, I referred Fetch to my mom and a friend (6,000 points) and downloaded my first two receipts (1,250) for a total of 7,250 points.


3. Earn points toward free gift cards for uploading e-receipts.

Fetch rewards app loading e-receipt with an Amazon prime package on table in the background.

To upload e-receipts, look for the blue “e” icon next to the camera icon. You have two options: you can add your Amazon account, your personal email address, or both.

Once you’ve connected your accounts, your e-receipts will automatically upload if your purchase falls within the 14-day window.

TIP: If you’re worried about Fetch having access to all of your personal email data, you can create a separate email account that you only use with your rebate apps.


4. Earn extra points by buying participating items.

A person's hands holding a stick of Dove men+care deodorant next to a phone showing a deal for that item in the Fetch Rewards app.

There are plenty of ways to rack up points quickly and consistently.

For instance, you earn more when you buy from a qualifying brand — 10 points for every dollar spent. Take Axe. If it’s listed as a qualifying brand and you buy Axe deodorant for $3, you’ll get 30 points.

With nearly 300 participating brands, there’s a ton to choose from. Just scroll through them on the home screen carousel and start shopping.

Then there are “Special Offers,” where you earn extra points by buying specific products (with set limits and quantities). Those are on the lower section of the home screen, too.

TIP: Filter deals “High to Low.” That way you’ll see the best deals before they expire. Products offering the most points tend to end the fastest.


5. Redeem points for gift cards, sweepstakes entries, and pre-paid Visa cards.

Someone looking at the rewards for points on the Fetch app

Want to know where you stand? Click on the “Rewards” icon in the bottom navigation menu. You’ll see icons for rewards labeled 5k – 60k.

Once you’ve earned 9,500 points, you can redeem your points for $10 gift cards for a select group of retailers. But $10 gift cards for popular brands like Target, Amazon, and Dunkin’ Donuts will cost you an additional 2,000 to 3,000 points (up to 12,500 total points for a $10 Amazon card). That said, you can also spend your points on charity, entertainment, clothing, and more.

Here’s how to redeem points on Fetch:

  1. Tap “Rewards” in the bottom navigation menu. Click the icon that corresponds to the number of points you want to redeem. Tap “10k,” for example, and you’ll see gift cards for 9,500 points each.
  2. Select the gift card you want, then pick the reward amount.
  3. To use the gift card, re-tap the “Rewards” icon and then tap the “My Rewards” tab at the top of your screen. You’ll see “Current Rewards.” (Don’t tap “Mark as used” just yet.)
  4. Now tap the image. Once you do, you’ll receive a code you can copy and apply to your purchase.
  5. After you’ve copied and used the code, then tap “Mark as used.”

You can also put points toward sweepstakes entries. Right now, you can redeem 100 points for one entry (and up to 2,500 points for 100 entries) for a chance to win a PS5 console

TIP: Rather than spend points as they accrue, save them up to pay for holiday and birthday gifts or other special occasions.


6. Maximize points when you use GoodRx to buy prescriptions.

SingleCare pulled up on the Fetch Rewards app in front of an open medicine cabinet.

Fetch Rewards is constantly expanding their offerings for smart shoppers.

Fetch offers a complimentary GoodRx card when you download the app, which lets you earn points and save on your prescriptions.

Just go to the “Me” icon and earn 10,000 points with your first coupon and 1,500 points for future coupons or prescription refills.

All you have to do is confirm that the pharmacist entered your unique member ID and you’ll receive your points within two to three days.



7. Make it fun by competing with friends and family in the app.

A person's hand holding a cell phone displaying the Fetch rewards social beta page.

Encourage friends and family to save and earn with you by utilizing the new social feature in Fetch Rewards. Currently in its beta testing stages, the social feature gives a competitive edge by creating a monthly leaderboard that’ll compare who earns the most points.

At the end of the month, a first, second, and third winner will be crowned based on the number of points they accumulated that month. Each month, everyone goes back to zero, so everyone gets a chance at being a winner!

You can find the “Social” icon at the bottom of the screen, where you can see your friends’ saving activity and the leaderboard.


How does Fetch Rewards work? Even more FAQ:


Do Fetch Rewards expire?

Yes. If you don’t log any activity with your Fetch account for 90 days, your points will expire. To keep your account active, you need to submit a receipt, redeem a reward, or use a GoodRx coupon at least once every 90 days.


Is Fetch Rewards safe?

So you might be wondering: is Fetch Rewards safe? Rest assured that this is a legitimate app that keeps all of your information safe. Your linked Amazon account and email information are kept private and secured.


Does Fetch Rewards steal my credit card info?

The app does not require you to link any bank information; therefore, the app cannot compromise any of your credit or debit card information.


At what stores can I use Fetch Rewards?

You can shop at any grocery store, supermarket, club wholesaler, or convenience store that carries the products featured.


Is there a limit to how many receipts for Fetch Rewards I can submit?

You can submit up to 35 receipts per week.


Can I use coupons and still earn Fetch rewards points?

Yes, Fetch can be used with coupons and other apps.


How long do I have to submit a receipt?

Submit your receipts up to 14 days after the purchase date.


What do I do if I didn’t get points for a qualifying brand?

You can edit your receipts if you find discrepancies. Here’s how:

  1. Tap the “Activity” icon in the bottom menu.
  2. Scroll sideways until you find the receipt in question.
  3. Tap the pencil icon by the store banner OR scroll down until you see “Correct my Receipt.”
  4. Select the item you want to correct, or tap “+ Add an item that was missed.”
  5. Select or add the correct item and tap “Change Item.”
  6. Adjust quantity and price. If you can’t find the exact item, use the associated generic brand of the item.
  7. Tap “Yes, submit” to have your receipt reviewed.
  8. You can also re-scan the barcode when correcting the receipt.


What is Fetch Pay?

This is Fetch Rewards’ new debit card that’s in the testing phase. Currently, Fetch Pay is invitation-only, and you can earn five points for every $1 spent wherever Mastercard is accepted. When you use Fetch Pay, you receive your points within a couple of business days. The points gained from Fetch Pay are added to your overall balance.

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