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If you ever used your credit card or debit card to pay for your IKEA purchases, you might be owed some settlement money.
IKEA just agreed to settle a class-action lawsuit that claimed the international furniture and home accessories store violated the Fair and Accurate Credit Transactions Act by printing the first six and last four digits of the payment card number.
Now, customers are going to split a $24,250,000 settlement. So, do you qualify? How much could you get in the IKEA settlement? When will you get paid? We’ll tell you everything we know.
(And while you’re thinking about it, check out our list of class action settlements to see if anyone else owes you some cash.)
If you paid with a card at IKEA between late 2017 and late 2019, you probably qualify for the settlement. Even better, you don’t need proof of purchase or a receipt — only the credit card number you paid with.
If you bought something at an IKEA retail location in the United States using a credit or debit card between Oct. 18, 2017, and Dec. 31, 2019, and your electronically generated paper receipt showed the first six and last four digits of your card number, you may be eligible for a portion of the settlement payout.
Tip: If you don’t have a copy of the receipt, search your bank or credit card records to confirm that you made a purchase during the qualifying period.
If you qualify for the IKEA settlement, you’ll likely receive between $30 and $60.
If you submit a valid claim form by the May 4 filing deadline, you could get a piece of the $24,250,000 settlement fund. According to the official IKEA settlement website, the payout for each claim is expected to be between $30 and $60, depending on how many claims are filed.
While you don’t need a receipt or any kind of proof of purchase to file a claim, you do need to provide the first six and last four digits of the credit or debit card you used to make your purchase.
Related: Love IKEA? We have a bunch of earth-shattering IKEA savings hacks.
File your IKEA settlement claim by May 4, 2023, to be eligible for a payout.
To get your payment from the settlement, you need to fill out a claim form before May 4, 2023. Visit the claims website and provide your claim number if you received one in the mail. If you didn’t receive a claim number, you can still download the PDF claim form, fill it out, print it, and mail it in before the May 4 deadline. Make sure to postmark it before the deadline to ensure that it arrives on time.
Once the settlement gets final court approval — a hearing is scheduled for July 28, 2023 — it usually takes 60-90 days to get your payment. We’ll tell you more about how class action settlements work.