Using credit cards to pay these bills is one of the best strategies for racking up credit card points for travel or cash-back rewards.

What you need to know before you pay bills with a credit card:

  • Double check to see if there are fees or exceptions for using your credit card.
  • If the percentage you’re paying in fees outweighs the percentage you’re getting in rewards points, it’s not worth it! Use cash instead.
  • Pay off your credit card every month to avoid paying interest!
  • For any regular service or monthly lessons you pay for that don’t take a credit card, ask to pay via PayPal in order to use your credit card!

Here’s the list:

  1. Amazon Prime
  2. Annual home warranty
  3. Back-paid taxes
  4. Cable
  5. Car insurance premiums
  6. Cell phone
  7. Charitable donations
  8. Child care
  9. College tuition
  10. Dental insurance premiums
  11. Dry cleaning
  12. Federal income tax
  13. Furniture purchase payments
  14. Gaming subscriptions
  15. Gym membership
  16. Health insurance premiums (except Blue Cross/Shield and Humana)
  17. Home insurance premiums
  18. Home phone line (landline)
  19. Homeowners Association (HOA dues)
  20. Hospital/medical
  21. Household cleaning
  22. Hulu
  23. iTunes (Apple TV)
  24. Internet
  25. Lawn care
  26. Luxury/shaving/beauty subscriptions (e.g., Honest Company, Dollar Shave Club)
  27. Magazine subscriptions
  28. Medical co-pays
  29. Monthly parking pass
  30. Monthly prescriptions
  31. Natural gas
  32. Netflix
  33. Newspaper subscriptions
  34. Pest control
  35. Pet daycare/boarding
  36. Pet insurance
  37. Private K-12 school tuition
  38. Property tax
  39. Rent
  40. Renter’s insurance premiums
  41. Season tickets/passes
  42. Sewer
  43. Sling TV
  44. State income tax
  45. Trash
  46. Veterinary bills
  47. Vision insurance premiums
  48. Warehouse club memberships
  49. Water
  50. YMCA

 

 

UP NEXT: 8 Best Store Credit Cards

50 Bills You Can Pay with a Credit Card to Earn Points