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Online Grocery Shopping with Cash Back Websites: Worth It or No?

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Online grocery shopping has gotten a huge bump due to the coronavirus. Online grocery shopping with cash back websites is an easy way to save, as you get rewarded for the shopping you would be doing, regardless. You can also stack these cash back deals with promos and digital coupons. Let’s see what cash back websites will get you the most bang for your buck for online grocery shopping.

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Rakuten keeps cash back shopping simple.

With Rakuten, you choose your store, shop online, and get your cash back by check or PayPal payment. In addition to groceries, Rakuten offers cash back on everything from hotels to sporting goods.

Cash back for online grocery shopping:

  • Up to 3% back on certain items at Walgreens
  • 2% cash back at Dollar General
  • 1% cash back at Safeway
  • 1% cash back at Albertsons

 

Get points for online grocery shopping through MyPoints.

mypoints home page with $10 sign up offer

MyPoints changes up the cash back process by rewarding the user with “points” per dollar spent at stores, instead of a percent cash back. Users can take surveys, watch videos, and play games to earn more points. Points can be exchanged for gift cards or even cash through PayPal. They offer sign-up bonuses and refer-a-friend bonuses.

Cash back for online grocery shopping:

  • 2 points per dollar at Walgreens (1 point for photos)
  • 1 point per dollar at CVS Pharmacy
  • 1 point per dollar at Albertsons
  • 3 points per dollar at Dollar General
  • 5 points per dollar at Kroger

The point system varies from store to store, so spending $100 at Kroger gets you a $3 gift card for Amazon (with points left over) while spending $100 at Albertsons won’t even get you a $1 Amazon gift card. The points aren’t as straightforward as sites that offer cash back percentages, because you gotta do math twice (once to earn and again to redeem), but MyPoints gives you options to earn extra points without shopping.

 

RELATED: Are Paper Coupons Going Away for Good?

 

Choose gift cards or cash with TopCashback.

TopCashback has a huge list of cash back stores, along with coupon codes for specific items. They give you the option to cash out with a gift card or a direct payment through Paypal or Automated Clearing House.

Cash back for online grocery shopping:

  • 1% cash back at CVS
  • 5% cash back at Dollar General
  • 1% cash back at Safeway

 

Swagbucks rewards you for online grocery shopping and more.

In addition to Swagbucks’ cash back shopping, the company offers “SB points” for completing surveys, playing games, and even watching content. So it’s like a hybrid of points and cash back. These points can then be exchanged for gift cards or direct money through PayPal.

Cash back for online grocery shopping:

  • 1% cash back at CVS
  • 3% cash back at Walgreens
  • 1% cash back at Safeway
  • 1% cash back at Albertsons

 

 

Get cash back on specific groceries with Ibotta.

What is Ibotta and how does the Ibotta app work?

Ibotta works a little differently than some of the other apps on the list. Instead of getting certain a percent of cash back at different stores, you get different amounts back for different items. The app works with tons of different stores like Walmart, Safeway, Kroger, Target, Walgreens, and more.

Cash back for online grocery shopping:

  • $4 back on SOL by Jergens
  • $5 back on Purely Inspired Organic Protein
  • $4.50 back on Nature’s Recipe Dry Dog Food

 

Upromise gets you cash back for college.

Upromise rewards users with either money towards education or with straight cash back. The site allows you to use your cash back benefit as a deposit directly into a Sallie Mae student loan account, a 529 college savings plan, or you can get paid directly with a check.

Cash back for online grocery shopping:

  • 1% cash back at CVS
  • 2% cash back at Dollar General
  • 1% cash back at Safeway
  • 1% cash back at Albertsons
  • 2% cash back at Walgreens

You can also sign up for the Upromise Mastercard, which itself has a 1.25% cash back into your college account or as cash back on all purchases, which is okay, but not amazing.

 

RELATED: Everything You Need to Know About the Kroger App

 

Save on specific groceries with Checkout 51.

Checkout 51 has a much bigger focus on online grocery shopping. The website offers cash back on tons of online grocery shopping stores. However, it’s not quite as straightforward as other options, as you only get cash back on certain items. Checkout 51 currently has 22 different offers from Safeway, but you’ll only get cash back on items such as Hershey’s Kisses cereal or Culturelle Baby Probiotic.

Unfortunately, the site also requires you to upload an image of your receipt. This is definitely less convenient than the automatic tracking other sites do.

 

Other cash back websites worth mentioning for online grocery shopping…

While the above options give you plenty of cash back options at different stores for grocery shopping online, some sites are better for specific types of shopping.

  • Wikibuy’s only current cash back offer for online grocery shopping is 2% back from Walmart.
  • Makeena functions similarly to Checkout 51, with a focus on scanning grocery receipts. However, Makeena only gives cash back on organic and healthy items.

While most of these sites have their advantages, your cash back choice for online grocery shopping should be MyPoints, especially if you shop at Kroger. You can also score some great deals if you exchange your points for specific gift cards.

 

Don’t scroll up! Here are all the related links I mentioned!

Are Paper Coupons Going Away for Good?
Everything You Need to Know About the Kroger App

UP NEXT: Your Ultimate Guide to Rebate Apps

hands hold phones showing ibotta app on screens and hold drinks

 

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