Kelly Bryant | 

Fitness Program Silver Sneakers Offers Seniors Free Classes

The Krazy Coupon Lady is an ad-supported service. Many offers on our site contain affiliate links, and we may earn a small commission if you make a purchase using them. Some posts are sponsored by the maker of the product, and we receive a fee for the post. Learn More.

We know staying healthy is important, but fitness classes and gym memberships get really expensive. Exercise can be free if you like to take walks or know how to coordinate a workout at a public park, but if you want more, it’s typically going to cost ya. With that in mind, people 65 and over may want to check out the Silver Sneakers program.

Silver Sneakers program, you say? What the heck is that? In a nutshell, it’s a health and fitness program specifically designed for older adults. And best yet, it’s often free, included in many Medicare plans. They offer a variety of exercise classes, gym access, and other fitness-related activities at local facilities, plus virtual classes that can be done at home. Everything within the program is intentionally included to help seniors maintain their health and well-being.

For a deeper dive into the Silver Sneakers program, keep reading. And to stay on top of all the best money-saving tips, text HACKS to 57299.


Silver Sneakers is a fitness program and app for adults over 65.

a person looking at the silver sneakers app on their iphone

Sticking to a fitness routine is tough when it gets pricy to do the activities you enjoy. Fortunately, the Silver Sneakers program includes a lot of different fitness options tailored to meet the needs of older adults. From low-impact cardio and strength training to yoga and dance classes, there’s something for everyone. You might also find aquatic classes, walking groups, and even virtual workout options. Plus, you can access everything you need in the Silver Sneakers app.

If you’re under the age of 65. you may still be able to join. The program is sometimes offered to people who are younger but have certain health conditions or disabilities. It’s a good idea to check with your Medicare Advantage plan to see if you’re eligible to participate.


Related: The 10 Best Fitness Apps to Help Hit All Your Health Goals


Medicare Advantage Plan members can get a free Silver Sneakers membership.

To find out if your Medicare Advantage plan covers Silver Sneakers, check your plan documents or contact your plan provider directly. Many plans do offer it, but it’s always best to double-check.

You can also visit the Silver Sneakers website and use their eligibility checker tool to see if your plan is eligible. All you have to do is enter your zip code and select your plan type. Then answer a few basic questions about your Medicare coverage. The tool will let you know if your plan covers Silver Sneakers. It will also provide you with a list of participating fitness locations in your area.


Those without a qualifying plan can join for $15-50 per month.

a person making a payment on their phone

If your Medicare Advantage plan doesn’t cover the program, you can still enroll in the program directly. You’ll just pay a monthly fee to participate. The cost of the program can vary depending on where you live. And the fitness locations you choose to attend may also affect the cost. Generally, though, it ranges from $15 to $50 per month.

This fee gives you access to all of the Silver Sneakers classes and activities at participating fitness locations. Plus, you’ll have access to the Silver Sneakers FLEX program. What’s cool about FLEX is that it allows you to attend classes at community centers and other nontraditional fitness locations.



Check Silver Sneakers online to see gyms in your area offering classes.

a computer with the silver sneakers locator on it

Silver Sneakers is available in most states across the U.S. The program has a wide network of participating fitness locations, including gyms, community centers, and YMCAs, so there’s a good chance that there are options available near you.

And of course you can use the location finder tool on their website to search for participating fitness locations in your area. Just drop in your zip code or city/state, and they’ll provide a list of nearby options.


Get our best deals on the go

By entering my phone number, I want to receive promotional messages from The Krazy Coupon Lady. Message frequency varies. Text STOP to 57299 to end or text HELP for help. Msg & data rates may apply. View Terms & Privacy.