This guest post is sponsored by where family legal documents are made simple and affordable.

If you’re one of the 85% of people who don’t have their basic family legal documents in place, your savings and assets are at risk.

Bloomwell’s subscription may be for you. It’s like an all-you-can-eat buffet of wills, trusts and consents — with unlimited revisions, versions, and even online storage.

With the coupon at the end of this post, you’ll save 20% on their annual subscription fee of $79. That means you can protect your whole family for just $63.20.

So WHY are family legal documents so important? Here are seven common financial & legal problems (and how to fix them):


1. Uh oh, my child’s injured and I’m not there!

No matter how hard we try, kids will be kids — -and they will get injured. And you might not always be there when it happens.

A Child Medical Consent allows someone else to act swiftly in your absence. It has info like allergies, insurance number, and other details, so you can be sure your little one is cared for properly until you arrive.


2. My family’s financial vulnerability worries me a bit…

You can help your loved ones’ financial stability in the face of an emergency with a Will. It’s not fun to think about, but it’s really important.

Besides distributing your property (money, property, and sentimental items), a Will lets you decide who raises your children. It only takes 15 to 30 minutes to do an online Will with the help of a company like Bloomwell. Then you can rest easy, knowing you’ve provided for your loved ones.


3. Children travelling… Oh boy!

A Child Travel Consent helps ease your concerns as a parent by limiting the consent to those people you choose and by providing key information (such as emergency contact information, allergies and the like).

And if your child is leaving the country without both parents present, it’s required. Without it, you’ll be stuck at the airport.


4. I don’t want to fund the court system with my hard-earned savings….

A Living Trust requires more work than a Will but avoids costly probate fees. With a Will, about 4-6% of your hard-earned life savings could go to a court appointed executor during the probate process.

A Living Trust avoids that cost and lets you fully control your assets. You can cancel it at any time, and it’s handled privately (unlike a Will).


5. How will my bills get paid if I’m incapacitated or deployed?

Life happens. Unexpected illnesses. Overseas deployments. Major medical treatment. There are plenty of circumstances where it may be impossible to manage your own finances.

A Financial Power of Attorney gives someone else the authority needed to keep things going. A good one (like Bloomwell’s) gives a person of your choosing the authority to handle your finances and also helps you protect yourself by setting limits on their authority.


6. Who’s going to call the shots if I’m injured?

Only you know how you want your medical needs handled. A Health Care Directive makes sure you always have a voice–even if you aren’t able to speak for yourself.

It lets you name someone you trust to make decisions about treatment and big questions (like life support) based on your written preferences.


7. We’re not ready to get married, but…

Even if you’re not ready to tie the knot, couples can quickly accumulate a lot of responsibility together.

A Domestic Partnership Agreement lets you set the basic terms of your relationship, such as who’s responsible for bills (like the mortgage!), and whether one partner has a duty to help provide for the other should you part ways.

And in the event of an emergency, a DPA can ensure your partner has access to hospital visitation so they can be with you when you need them most.


The moral of the story?

No matter what your family looks like, Bloomwell can help protect your loved ones. So be smart, get a New Year’s resolution done, and use the code below to save a ton, right now AND over the long haul!

Use code KCLBLOOMWELL in the promo code area at This offer is only good until January 26th. Sign up now!

7 Financial (and Legal!) Problems Avoided with This Under-the-Radar Service