Jenna McMahon | 

Target Couponing Stacking Has a Major Update — Here's What Changed

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Real talk: The Target coupon policy isn’t as scary as you think. No, seriously. Learning how to coupon at Target seems daunting, but once you dive in, all those little light bulbs start to go off. And suddenly, what once seemed tough and time-consuming is clear as day. For a long time, I thought learning how to coupon was more work than it was worth. Then KCL came into my life.

The bulk of Target couponing comes down to understanding the Target app, leveraging Target Circle offers, and stacking newspaper coupons and printable coupons on top of Target-issued deals. When you combine all that with 5% back from your Circle Card and cashback from Ibotta, you’ve got yourself a money-saving game you’ll never want to stop playing.

Even better, you can now use Target coupons and manufacturer coupons when you shop online and in the app as of March 13, 2024. (Yes, that really means that manufacturer coupons now work online for shipping pickup and drive up orders!). This is big, and we're explaining it all below.

If you’re ready to rack up huge savings at Target (and maybe even some Target freebies), get started now with this all-inclusive guide. Here’s everything you need to know about how to coupon at Target:

1. First, download the mobile apps that make learning how to coupon at Target so much easier:


Once upon a time, sitting at the table clipping coupons from your Sunday newspaper was the best way to save. But in the digital world, couponing is easier, faster, and more effective than ever, all thanks to money-saving apps that always have your back.

These three apps are key to couponing at Target:

1.Target App: The ultimate tool for shopping and saving at Target. You can add deals, order store pickup, and load your Circle Card, then checkout at Target and apply all your savings with a simple scan of the app.

2. The Krazy Coupon Lady App: Your expert resource for stacking Target Circle offers with other coupons and deals available, so you don’t have to scour the web. Plus you’ll be the first to know about all the must-have coupons and deals as soon as they drop.

3. Ibotta App: The best place to grab in-store cashback offers at Target and level up your coupon savings every time you shop.

2. You can now use Target coupons and manufacturer coupons in stores AND online.


Get ready, lazy couponers: You can now use manufacturer coupons when you shop online and order items for shipping. You can even apply Target gift card promos to online purchases.

In the past, couponing at Target always required a trip to the store. But in March 2024, Target made a huge move to allow coupons for online and app purchases, too. Plus, you can stack manufacturer coupons with Target store coupons when you shop online. And they're also good to use on Target Pickup and Drive Up orders.

As you browse items online or in the Target app, use the "Circle" filter to only see items with Target Circle deals available.

It's possible this change has something to do with Target's new paid membership (Circle 360) coming April 7, along with a rebrand of the free Circle program. ICYMI, starting April 7, Circle deals will automatically be added to people's free Target accounts. So no more clipping or saving Circle Offers. And now that you can use manufacturer coupons for pickup orders and that they're stackable with Target store coupons online, this makes it way more easy to save during your next trip.

Wondering the best way to use this new policy? Check out these deals on Dove Shampoo and Philips Sonicare Toothbrush that are available now.

KCL NOTE: Yes, you were always able to use Target store coupons online. Manufacturer coupons in the app were in store only, but not anymore!

3. Sign up for Target Circle to get exclusive coupons.

A sign at a Target checkout lane of the Target dog with a flag advertising Target Circle.

If you’re shopping at Target without a Target Circle account, you’re doing it wrong. For one, it’s free to sign up. And two, it’s the only way to access Target Circle offers, which are a huge part of couponing at Target.

Related: Read our full guide to Target Circle and how it works.

4. Target accepts Target store coupons, Target Circle offers, and manufacturer coupons.

Target hosts all their coupons under Target Circle in the app and online. This can make it hard to know what’s a Target Circle offer and what isn’t. I learned that a quick scan of the coupon’s terms and conditions will tell you what you need to know. If it’s a true percentage-based Circle offer, the terms will start with:

“Each Circle offer can be used for a maximum of 4 qualifying items per transaction unless otherwise noted.”

Once you get your head around the different types of Target coupons, understanding Target’s coupon policy becomes much easier. It’s key to cutting through the confusion.

A graphic showing the three types of coupons to use at Target: Target store coupons (category coupons and item coupons), Target Circle Co...

Target Store Coupons

Target Circle Offers

  • Percentage-Based Offers: Give you a percentage off up to four eligible items per transaction, like 25% off Clorox Sprays.

  • MFR Single-Use Offers: Digital manufacturer coupons that give you “x” dollars off a certain product, like $4 off Tide Pods.

Manufacturer Coupons

  • Printable Coupons: Online manufacturer coupons printed from home

  • Newspaper Coupons: Paper manufacturer coupons clipped from your Sunday newspaper

5. Know the difference between “one coupon per purchase” and “one coupon per transaction.”

It’s understandable to assume “purchase” and “transaction” mean the exact same thing. But according to Target’s coupon policy, they’re different.

  • One Coupon Per Purchase = You can only use one coupon per item being purchased.

  • One Coupon Per Transaction = You can only use one coupon per transaction. So, you can’t use two of the same coupons in a single transaction, even if you’re buying multiple qualifying items.

Target doesn’t always stick to these two phrases. But you’ll definitely see them once you start poking around. Knowing the lingo helps you wrap your head around the fine print, so you know exactly how to apply each offer.

6. Save some Target Circle offers and your payment info to your Target app before you shop.

Although Target automatically applies Circle offers now, you may find some in your Target Wallet, like one-time use offers, that you have to activate or apply to your cart.

It’s also helpful to add all your payment info (like your Circle Card or another credit/debit card) to your Wallet in the app so you’re all set to pay. Then, all you have to do is checkout, scan, and go.

7. Target lets you stack one Target Circle offer, one manufacturer coupon, and one Target coupon on a single item.

Person holding coupons at checkout.

Target’s coupon policy allows you to combine one percentage-based Target Circle offer, one manufacturer coupon, and one Target store coupon on a single item.

Here’s how each coupon would look if you stacked all three on a 12-pack of Pepsi cans:

8. As of May 29, 2024, you need to hit the Target promotion threshold after your Target Circle offers.


The latest coupon changes at Target will have a big impact on your wallet — and not in a good way. On May 29, we noticed that you now have to hit the Target threshold amount AFTER your Target Circle offers.

Previously for threshold deals, you only needed to hit the threshold amount before applying any coupons (both manufacturer and Target Circle offers). Now, you have to reach the threshold after applying Target Circle offer coupons, but you can still reach the threshold before applying manufacturer coupons.

Another major change is that if an item is on sale with a Circle offer, it can’t be combined with another Circle offer (like a 50% off offer). These stacking changes will definitely affect the way we see deals.

Take the photo above of Pampers Splasher Swim Pants as an example. There’s a Target Circle Deal offering a $20 gift card when you spend $100 on baby care items. Additionally, there's a Target Circle Deal for $2 off Pampers Splashers and a $2 off Target Circle Coupon (manufacturer). You can use all three, but the $2 Target Circle Deal will reduce your total spending amount towards the threshold, so you’ll need to spend an extra $2 on baby care items to qualify for the gift card.

9. You can use up to four identical manufacturer coupons per day, but they’ll only work if they’re on Target’s pre-verified list.

A woman holding out a stack of manufacture coupons. The coupon on top is for $2 off Tide Pods.

Target limits you to four identical manufacturer coupons per day. So, let’s say you have four newspaper coupons for $2 off Glade. You can use all four coupons in one day unless the coupon fine print says otherwise. Most manufacturer coupons have a limit of one or two uses per shopping trip, which overrides Target’s policy. But if the fine print doesn’t specify a limit, you can use all four Glade coupons in one day.

The downside? Your manufacturer coupons have to be pre-approved by Target, and there’s no way to know ahead of time which coupons will work.

Target keeps a master list of verified manufacturer coupons that you can use on Target purchases, but this list isn’t open to the public (at least not yet). Even so, clip all those Sunday newspaper coupons anyway. You won’t find out if they’re accepted until you scan them at checkout, but it’s worth a shot.

Related: Confused about all the coupon fine print and rules? We’ve got you covered.

10. Use a manufacturer coupon at Target even if it says “redeemable at Walmart.”

Sometimes you’ll see the phrase “Redeemable at Walmart” or “Available at Walmart” on your manufacturer coupons. This doesn’t mean you can’t use the coupon anywhere else. It usually just means the manufacturer was trying to drive more business to Walmart, where their products are sold.

But you can redeem valid manufacturer coupons anywhere, including Target. There’s a good chance Target has them on their pre-verified list.

11. Stack manufacturer coupons and Target coupons on clearance items to get them for free.

A person holding their phone displaying a Target circle app coupon next to a bottle of Scope mouthwash with a clearance sticker in Target...

Check Target clearance for cheap name-brand items. I most frequently check for household items like Febreze or makeup from Covergirl and Maybelline. You can use manufacturer coupons on Target clearance items and get them for dirt cheap. You can even use Target Circle offers unless the fine print says otherwise.

Related: We rounded up some of our best tips for finding free printable coupons.

12. Target applies manufacturer coupons to your purchase after any Circle offers are applied.

A person taking a bag of RedVines from a shelf at Target, while holding their cellphone displaying a coupon for 15% off RedVines, and a p...

Learning to do “Target math” isn’t as hard as it seems, especially when you know the order in which Target applies coupons to your purchase.

Let’s say you stack a Target Circle offer with a manufacturer coupon on a single item. They’ll apply the Circle discount to your purchase first, then apply the manufacturer coupon.

13. You can use a Target Circle offer on 99 items per transaction, but you can make up to six Target Circle transactions per day.

Target used to limit Circle Offers to four qualifying items per transaction, but now they’re good to use on up to 99 items per transaction.

So, if there’s a Target Circle offer for 25% off Clorox Sprays, you can technically buy 99 Clorox Sprays in one transaction and save 25% on each. But if you try to sneak in that 100th spray in the same transaction, the discount will only apply to 99 of them.

However, Target lets you scan your Circle barcode up to six times per day. And with 99 items eligible for Circle Offers in one transaction, you can technically claim the same Circle Offer up to 594 times per day. That is if you break up your items across six different transactions.

And then you can come back the next day and claim it 594 more times, and so on and so forth until the Circle offer expires.

14. You can’t combine two category coupons for the same department, but you can stack a category coupon with an item coupon, instead.


You can’t stack a 30% off women’s clothing category coupon with a 20% off men’s and women’s apparel category coupon. Why? Because both fall under the same department: apparel.

However, if you have a Target Circle category coupon for 25% off toy purchases, plus there’s an item coupon for 30% off Barbie dolls and playsets, you can stack both of those on a Barbie purchase. This works because Barbie is an item within the toy category, so you’re not stacking two category-level coupons.

This is especially helpful during the holidays when Target drops their famous 25% off toy sale coupon, and during the Target semi-annual toy sale.

Related: These are all our tried and true Target toy sale tips.

15. Stack weekly Target gift card promos with Circle offers to save more.

You’ll always find Target gift card promos in the weekly ad, which offer free Target gift cards with certain purchases. There are generally two types of Target gift card promos:

  • Category Gift Card Promos: $5 gift card with a $25 Beauty purchase

  • Item Gift Card Promos: Buy 2 detergents, Get a $5 gift card

The best part is you can stack Target gift card promos with Circle offers. But when you do the math, note that Target applies gift card savings to your purchase before any Circle offers.

Let’s say Target has a $5 gift card promo when you buy two detergents. And at the same time, there’s a Target Circle offer for 10% off Detergent. Target will subtract the $5 gift card savings from your purchase total first, then factor the 10% Circle offer into that discounted price.

16. Triple stack a Target Circle offer, a manufacturer coupon, and a Target gift card promo.

Nothing beats a Target triple stack. You can take your coupon stacking one step further and use a dollar-off manufacturer coupon on top of a gift card promo and Circle offer.

A graphic showing the order in which Target applies multiple coupons to your order: gift card promo savings are first, then Circle offers...

When you checkout, Target will apply the gift card savings to your purchase first, then the Circle offer, then the manufacturer coupon.

17. Earn unlimited Target gift cards on your purchases and roll them week to week.

Earn as many Target gift cards as you like per transaction. For example, I just saw this promo: buy two items and get a $5 gift card. I bought six items and received three $5 gift cards.

You could separate those six items into three transactions and use the gift card from the first to pay for the second, and you’d still get a new gift card each time. I just find it simpler to pocket the gift cards and use them on my next Target run.

TIP: Load your gift cards onto your Wallet in the Target app, then toss them. This way, you don’t have to worry about losing the gift cards or in which order the cashier scans things.

18. Boost your Target coupon savings even more with Ibotta cash back or other rebate apps.

Ibotta app on a cell phone in the pet food section at Target.

If you’re not using rebate and cash-back apps to get money back on your shopping, you’re snoozing and losing. Of all the rebate apps out there, I really love the Ibotta app — specifically for shopping at Target. There are tons of $2, $3, and $4 cash-back offers on Target products that are also on sale or have a Circle offer running at the same time.

You used to be able to link your Ibotta app right to your Target Wallet and automatically earn any rebates you activated. But not anymore. Now, you have to manually submit your Target receipt through the Ibotta app to catch the extra rebate savings.

Here’s what you need to do:

  1. Go into your Ibotta app and search for “Target.”

  2. From there, add the Target Ibotta offers you want to get cash rebates for.

  3. Head to your nearest Target and shop for your items in-store.

  4. Snap a clear pic of your Target receipt and submit it to the Ibotta app within seven days.

There are tons of rebate apps out there, but a few others that work really well with Target are:

Check out our full guide for how to use Ibotta at Target.

19. Target doesn’t pay overages if one or more coupons bring your purchase total below $0.

A person at the self-checkout scanner at Target, holding a receipt showing $0 balance next to a pack of BIC mechanical pencils.

Sorry guys, no moneymakers here. If your coupon discount is more than the price of the item, you can use the coupon to bring your cost down to $0. However, Target won’t pay you any extra cashback, even if your coupon brings the cost of the item below $0.

So in a nutshell, you’ll be able to use coupons at Target to score freebies, but you won’t walk out with more money than you walked in with.

Related: These are the easiest ways to get free things at Target.

20. Sign up for a Target Circle Card to save an extra 5% on your purchases.


This isn’t a sales pitch. It’s just my best advice. The Target Circle Card saves you 5% on every Target purchase, in stores or online. Plus, you get an extra 30 days for returns and 5% off in-store Starbucks purchases through Target.

Wait for an offer to sign up for a Circle Card. When I signed up I got a coupon for $40 off $40 purchases storewide. It came in the mail along with my physical Circle Card and had a 30-day expiration date.

You have the option to either link your checking account to a debit card or get a store credit card, but I definitely recommend the debit option since it has all the same benefits.

You can’t use the Circle Card discount for Target Optical eye exams, pharmacy prescriptions, or Target gift cards. And when you pay with your Circle Card, you’ll get the 5% off but won’t get the measly 1% Circle cashback mentioned in the tip above.

TIP: Load your physical Circle Card to your Target Wallet in the Target app. Then all you have to do to pay is show the cashier your barcode when you check out.

21. Take advantage of Target Circle bonuses.

Keep an eye out for Target Circle bonuses in your Target app, too. Sometimes they’ll throw out a special offer like “Earn a $20 reward when you make two qualifying purchases of $90 or more.” You’ll find these in in your Target wallet. Just tap the Activate bonus button and make the required purchases.

22. Look for random coupons in your bag when you place a Target pickup or drive-up order.

A target good and gather coupon for 15% off next to a free sample of Good & Gather strawberry fruit snacks on top of a Target plastic bag

Every once in a while, Target will stick coupons in your bag when you place a Target pickup order. For example, I received this 15% off Good & Gather coupon in the bag along with my items. All I had to do was scan the barcode with my Target app to have it digitally added to my account.

They also included this free sample of Good & Gather strawberry fruit-flavored snacks along with my coupon!

23. Returning an item you used a coupon on? You’ll only get refunded what you paid out of pocket.

Getting to know the Target return policy and how it works with coupons is helpful. In the past, returning an item you used a coupon on was no biggie. Target included any promotional discounts or coupons used on that item in your overall refund, giving you the difference back on a Target gift card. But not anymore.

The Target return policy recently changed, and will only refund you what you paid out of pocket. So, no refunds for coupon discounts. Even though Target accepts coupons as a form of payment, they (along with other similar stores) argue that customers shouldn’t get refunded more than what they actually paid. To us, it’s a bummer. But to Target, it’s fraud protection.

24. Leverage Target’s price match policy to get the same price as Amazon, Walmart, and other competitor stores.

A person holding a copy of Magnolia Table next to a cell phone displaying a lower price for the book on the Amazon app.

The Target price match policy is pretty great. If you buy something at Target and see it go on sale at Walmart, for example, you can go to Target’s customer service desk and show them the lower price. They’ll give you the difference back — up to 14 days after your purchase.

Keep in mind that Target will not price match competitor doorbusters/lightning sales, including Amazon Prime or Amazon Fresh exclusive offers.

Target will generally price match the following online competitors:

Just pull up proof of the lower price on your phone and show it to any cashier. Or call Guest Services at (800) 591-3869 for online Target orders.

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