It’s time to bust or prove all the myths you’ve heard about Target and answer your questions. Does Target price match? Does Target have layaway? What about Target rain checks? Let’s find out.

Don’t forget to download the official KCL app.


1. Target does offer price matching.

Here’s all the stores where you can take advantage of Target price matching (just pull up the product on your phone and show the cashier. Boom.):

Just show proof of the lower price while you’re at the register and the cashier will change the price for you. They’ll even match if you find a better price!

I like to use the Amazon app to scan products while I’m in store at Target. Matching items will pull up in the app, and if it’s a lower price, all I have to do is show my screen to my Target cashier. You can even price match up to 14 days after purchase.

Exceptions on price matching include clearance, closeout, and liquidation-sale items.


2. Target does not have layaway.

Contrary to popular belief, Target doesn’t have layaway. If you really want to use layaway, try other stores that offer it, like Walmart or Kmart.


3. Target does allow rain checks.

Miss a Target sale? You can still get a rain check. This is how you can get the sale price for 30-45 days after the sale for any item your Target doesn’t have in stock in the store during the advertised sale. I’ve even talked to one manager that said they can be super lenient with this policy.

Target makes a few exceptions — like no rain checks for music albums, DVDs, cell phones and often, “price cut” items.


4. You can find clearance items on Target’s website.

Target clearance is available both in store and online. actually has a much bigger selection with many more sizes too.


5. RedCard holders can get 5% off some gift cards.

Always use your RedCard when you buy gift cards for other stores. You can also use it to buy Disney gift cards for 5% less than their face value. (HINT: use Disney gift cards to purchase park tickets for a discount!)

You can’t, however, use a RedCard to buy Target gift cards, prepaid cards, stock cards, Gift of College cards, or lottery gift cards.



6. RedCard will take 5% off your Starbucks order in Target stores.

If you’re a RedCard owner, stop by your Target Starbucks before you shop. If you pay with the RedCard, you’ll get 5% off your shopping latte!


7. You can stack dollar-off manufacturer coupons and percent-off Target store coupons.

Target has two types of “Circle offers” or coupons in the Target app.

The first are percent-off store coupons and the second are dollar-off manufacturer coupons. The big difference between them is the number of times each can be redeemed. Percent-off store coupons may be redeemed up to four times per transaction, and dollar-off manufacturer coupons are single use and can only be used in store.

In total, you can combine a manufacturer coupon, store coupon, and a Circle offer on one item at Target.


8. Target products can be returned without a receipt.

If you use a RedCard, credit card, or debit card, Target customer service can look up your past purchase with your form of payment. You have 90 days to return your purchase with or without a receipt. RedCard users get an extra 30 days on top of that.

Electronics only have a 30-day return policy, but RedCard holders still get an additional 30 days on top of that. If they can’t find the proof of payment at all, you can still get a merchandise card for store credit.


9. Beauty products can be returned after they’ve been opened.

If you opened up that foundation and decided it wasn’t the right shade for you, you’re in luck. You have 90 days after purchase to return it whether you opened it or not.


10. Target brand items do have a one-year return policy.

While most of your purchases have a 90-day limit for returns, Target’s own brands like Cat & Jack, Made By Design, and All in Motion can be returned up to a year after you buy them. Here’s the caveat from the comments below: “You must keep the original receipt. After 90 days, or 120 with the RedCard, we cannot verify proof of purchase. According to policy, it will be a merchandise credit.”


11. For Target returns, you don’t have to give back promotional gift cards, but your refund will be reduced.

Promotional gift cards are those you may receive from offers like “Spend $50 on diapers, get a $5 gift card.” If you return an item that earned you a promotional gift card at Target, you can keep that gift card, but your refund will be less than the amount you paid.

For example, if you bought two beauty products for $5.99 each and got a $5 promotional gift card, you would not get $11.98 back if you return both items and keep the gift card. Instead, you’d be refunded $6.98 (the total price of both beauty products minus the $5 promotional gift card).



12. Drinking wine while you shop at Target is not a thing.

A rumor was going around that some Targets sold wine at the front of their stores so you could shop and drink.

The truth is, one store in Chicago applied for a liquor license, and people thought it meant they would be able to shop with a glass of wine in hand.

What actually happened was some Starbucks stores had their Evenings Program, which meant they would sell wine and beer. This particular Target had a Starbucks with that program in it, but you had to stay in the cafe area with your beverage. Starbucks has since stopped selling wine and beer altogether.


13. Target is not always more expensive than Walmart.

You can get things like Pepsi, Tide Pods, and popular shampoo and conditioner brands cheaper than you would find them at Walmart, especially when it comes to store brands. A lot of the time, this is thanks to Circle offers within the app and RedCard. For example:

Buy 1 Tide Hygenic Clean Power Pods, 48 count $21.99, regular price
Use one $3.00/1 – Tide Pods Hygienic Clean Power Pods 21 count or larger
Use RedCard for 5% off
Final price: $18.04

You’d be spending $21.44 for the same Tide Pods at Walmart.


14. But not every deal at Target is a good deal.

Some things like Listerine, Kleenex, and produce are better bought at other stores.


15. You don’t have to buy both products for a “buy 2 for $4” sale.

This goes for “2 for $7” sales (you can get them separately for $3.50 each) and any other “2 for X” sales.

However, the “when you buy 3” sales require you to buy three in order to get the discount.


15 Target Myths Busted or Proven by KCL