It’s time to bust all the myths you’ve heard about Target and answer your questions like — Does Target have layaway?

No more being unsure of what’s true and what’s not — it’s time to put the myths to bed.

 

1. Target does NOT have Layaway.

Contrary to popular belief, Target doesn’t have layaway. The closest option is paying with a REDcard credit card (REDcard can also be debit) or other credit card and paying off your purchase over time.

If you really want to use layaway, try other stores that offer it like Walmart and Kmart.

 

2. REDcard holders CAN get 5% off gift cards.

For real guys, always use your REDcard when you buy gift cards for other stores. You can also use it to buy Disney gift cards for 5% less than their face value. (HINT: use Disney gift cards to purchase park tickets for a discount!)

You can’t, however, use a REDcard to buy Target gift cards, prepaid cards, stock cards, Gift of College cards or lottery gift cards.

 

3. Target is NOT always more expensive than Walmart.

It may seem like it, but actually, you can get things like Pepsi, Tide Pods and popular shampoo and conditioner brands cheaper than you would find them at Walmart, especially when it comes to store brands. Check out all 15 things you should always buy at Target here.

 

RELATED: Battle of the Store Brands: Target vs. Walmart

 

4. On returns, you DON’T have to give back promotional gift cards, but your refund WILL be reduced.

Promotional gift cards are those you may receive from offers like “Spend $50 on diapers, get a $5 gift card.” If you return an item that earned you a promotional gift card at Target, you can keep that gift card, but your refund will be less than the amount you paid.

For example, if you bought two beauty products for $5.99 each and got a $5 promotional gift card, you would not get $11.98 back if you return both items and keep the gift card. Instead, you’d be refunded $6.98 (the total price of both beauty products minus the $5 promotional gift card).

 

 

5. Items CAN be returned without a receipt.

If you use a REDcard, credit card or debit card, Target customer service can look up your past purchase with your form of payment. You have 90 days to return your purchase with or without a receipt. REDcard users get an extra 30 days on top of that.

 

6. Drinking wine while you shop at Target is NOT a thing.

A rumor was going around that some Targets sold wine at the front of their stores so you could shop and drink.

The truth is, one store in Chicago applied for a liquor license, and people thought it meant they would be able to shop with a glass of wine in hand.

What actually happened was some Starbucks stores had their Evenings Program, which meant they would sell wine and beer. This particular Target had a Starbucks with that program in it, but you had to stay in the cafe area with your beverage.

Starbucks has since stopped selling wine and beer altogether.

 

7. Beauty products CAN be returned after they’ve been opened.

If you opened up that foundation and decided it wasn’t the right shade for you, you’re in luck. You have 90 days after purchase to return it regardless.

 

8. Target clearance WILL be reduced if the price ends in 6 or 8.

Usually, the clearanced item will stay at that price for two weeks before being marked down again.

If the price ends in 4, it won’t be reduced anymore.

 

9. You CAN find clearance items on Target’s website.

Target.com actually has a much bigger selection with many more sizes too.

You can also stack coupons when you shop online as long as they’re eligible. For example, if you have a 10% off car seats offer and 30% off furniture coupon, you can use both in the same transaction!

 

RELATED: Your Complete Guide to Target Clearance

 

10. The REDcard WILL take 5% off your Starbucks order in Target stores.

That means you can get a coffee to drink while you shop and save 5%!

 

 

11. Target brand items DO HAVE a one-year return policy.

While most of your purchases have a 90-day limit for returns, Target’s own brands can be returned up to a year after you buy them.

 

12. You DON’T have to buy both products for a “buy 2 for $5.00” sale.

This goes for “2 for $7” sales (you can get them separately for $3.50 each) and any other “2 for. . .” sales.

However, the “when you buy 3” sales require you to buy three of the item in order to get the discount.

 

13. Target DOES allow rain checks.

You can get the sale price for the following 30-45 days for any item your Target doesn’t have in stock in the store by getting a rain check.

There are a few exceptions — like no rain checks for music albums, DVDs, cell phones and often, “price cut” items.

 

14. NOT every deal at Target is a good deal.

Some things like Listerine, gift cards and produce are better bought at other stores. Check out our list of everything you should never buy at Target and where to buy them instead.

 

 

15. You CAN stack dollar-off manufacturer coupons and percent-off Target store coupons.

Target has two types of “Circle offers” or coupons in the Target app.

The first are percent-off store coupons and the second are dollar-off manufacturer coupons. The big difference between them is the number of times each can be redeemed. Percent-off store coupons may be redeemed up to four times per transaction, and dollar-off manufacturer coupons are single use.

If I’m buying four bags of cat litter, I’ll save 20% on each bag when I add one Circle percent-off offer.

But if I buy two Pampers Baby Dry diapers, I’ll only save $2.00 on one package when I redeem one $2 off Pampers manufacturer coupon.

 

16. Target DOES offer price matching.

Target will price match from the following stores:

  • Amazon.com
  • BedBathandBeyond.com
  • BestBuy.com
  • BarnesandNoble.com
  • BuyBuyBaby.com
  • Costco.com
  • CVS.com
  • Diapers.com
  • DicksSportingGoods.com
  • GameStop.com
  • JCPenney.com
  • Kmart.com
  • Kohls.com
  • Macys.com
  • Newegg.com
  • OfficeDepot.com
  • Petco.com
  • Petsmart.com
  • SamsClub.com
  • Sears.com
  • Staples.com
  • Ulta.com
  • Walgreens.com
  • Walmart.com
  • Wayfair.com

Just show proof while you’re at the register, and the cashier will change the price for you.

I like to use the Amazon app to scan products while I’m in store at Target. Matching items will pull up in the app, and if it’s a lower price, all I have to do is show the screen to my Target cashier.

Exceptions on price matching include clearance, closeout and liquidation-sale items.

 

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