Are you a small family or a single college student but still love your local Costco, Sam’s Club, or BJ’s? Consider going in with another family or group of individuals for the cost of a membership, putting the name of the main member under the family who has the most time, the person who shops there the most, or the student who has a car. Then when it’s time for the regular wholesale run, you can either go together or give your shopping list to the member. If you are buying the same item but don’t have room to store it or won’t eat it all before it expires, split the package with the other family or friends and pay your share to the member. If you’re buying separate items, you might opt to tag along and have your friend pay with her card and then pay the difference. Some warehouses even allow a debit card (though the member will need her card scanned, so do your transaction right after the member).
Remember that many items available at the warehouse can be cheaper at your local grocery or drugstore when stacking store and manufacturer coupons with sales. However, there are exceptions—usually with dairy, eggs, produce, some meat or baking goods, electronics, or a few big ticket items. Also take note that BJ’s does accept manufacturer coupons, though almost every Sam’s Club or Costco does not; they do, however, release store coupons from time to time.