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There are many store loyalty programs out there, and the majority of them are free. We’re going to break them down — from the best store loyalty programs for couponers, to food and restaurant loyalty programs. By the end, you’ll be getting all the freebies and goodies!

If you’re looking to be rewarded for being a frequent flyer at stores like Target, Kohl’s, Walgreens and more, you’re gonna love this list of store loyalty programs. (And no, Walmart Rewards isn’t on this list. You gotta pay to play!)

But before you join any of these, be sure to download the official Krazy Coupon Lady app.


Best Store Loyalty Programs for Couponers

A person holding Kohl's Cash in front of a Kohl's Rewards sign.

Target Circle

If you’re a Target shopper and not using Target Circle, then you’re losing money. You can clip manufacturer coupons and store coupons, and they can be stacked with sales and rebate offers too. New offers come out daily, but a big chunk becomes available on Sundays with the new Target sale ad. KCL has tons of Target Circle insider secrets — check them out!

If you want to save more, consider getting a Target RedCard. There’s a debit and credit card option, but both will save you 5%. Plus, enjoy free shipping when you order from Target.com along with 30 extra days to return items. There’s no advantage to having the credit card over the debit, so choose which one makes the most sense for you. Either way…the Target RedCard totally justifies your shopping trips!


CVS ExtraCare Rewards

ExtraCare is the CVS loyalty rewards program, and it’s how you start earning ExtraBucks — basically store credit — and one of the best things about shopping at CVS. This is how you unlock the in-store sales prices, ExtraBucks exclusive coupons, and earn more ExtraBucks throughout the year.

You can sign up for a CVS ExtraCare account online or through the CVS Pharmacy app.

Want to learn how to coupon at CVS and use your ExtraCare card too? We’ve got you.



myWalgreens is free to join and a must-have to unlock Walgreens sale prices. By joining the program, you’ll receive 1% Walgreens Cash rewards storewide on eligible purchases (including the pharmacy) and 5% Walgreens Cash rewards on Walgreens branded products.

Learn more about myWalgreens.


Kroger Co. Rewards

Kroger Co. owns several supermarket chains. The most popular are Kroger, Fred Meyer, Harris Teeter, King Soopers, and Fry’s.

With all of the Kroger Co. grocery stores, you can get the advertised sale prices without having a rewards cards. But you won’t get the digital coupons, personalized offers, or 1% back in fuel points.

All of these grocery stores are part of the Fuel Points program. You’ll earn 1 fuel point for every $1 you spend and 2x fuel points on gift cards. Look out for special bonus Fuel Points promotions so you can earn more.


Rite Aid Rewards

To get any deals at Rite Aid, you’ll need to sign up for Rite Aid Rewards. You’ll earn 10 points for every $1 you spend and can earn more points for certain activities like filling your prescriptions.

Rite Aid has weekly sales that generate BonusCash and points. Convert your points into BonusCash: 1,000 points is $2 BonusCash, 2,000 points is $4 BonusCash, and 3,000 points is $6 BonusCash. Monthly, RiteAid will offer BonusCash Challenges to earn tons of points! In March 2022, they offered up to 15,000 points by purchasing select brands.

BonusCash expires 30 days after it’s deposited.


Club Publix

Club Publix gives shoppers personalized coupons, a sneak peek of upcoming sales, free birthday offers, and donations to your local community.

Shop all the Publix deals here.


Kohl’s Rewards

Kohl’s Rewards earns you 5% cash back on all purchases and is rewarded as Kohl’s Cash in $5 increments. Your balance is converted to Kohl’s Cash on the first of the month after you earned it, and you have 30 days to use it. Plus, each month you’ll receive dollar-off and percent-off coupons. The more you shop, the more coupons they’ll send you. You’ll also get a birthday present (I got a $10 cash coupon). Want more? Learn 27 more genius ways to save money at Kohl’s.


Ulta Ultamate Rewards

Ultamate Beauty members get one point per $1 spent at Ulta, a birthday gift (plus double points during your birthday month), and invitations to exclusive events. The best part? You can also get 2x, 3x, or 5x the points on special offers. When you go to redeem your points, the more you redeem, the more dollar value you’ll get. For example, if you only redeem 100 points, you’ll get $3 off, but if you redeem 750 points, you’ll get $30 off!

Ulta offers three tiers for its reward program. You can become a platinum member by spending $500 a year, which will then let you earn 1.25 points for every $1, a $10 birthday coupon, and exclusive deals. Love beauty products? If you spend $1,200 a year, you’ll become a diamond member. Diamond members earn 1.5 points for every $1, exclusive gifts, and free shipping on orders of $25 or more.

Learn all the Ulta hacks to save you money too.


Sephora Beauty Insiders

Sephora Beauty Insiders earn one point for every dollar spent at Sephora. Get a free gift on your birthday plus a selection of free samples to “purchase” with points. Once you earn 500 points, you can redeem them for $10 off a qualifying purchase. Note that the more you spend at Sephora, the more opportunities for deals and savings.

If you spend $350 in a year, you’ll become a VIB. Get more savings offers, free shipping on orders over $35, and exclusive gifts.

Spend $1,000 in a year and hit Rouge status. Get free 2-day shipping on everything from Sephora.com, exchange 2,500 points for $100 off, and invitations to exclusive events.

Want more ways to save? Get all the insider hacks from a Sephora employee.



JCPenney Rewards

Get one point for every $2 you spend with JCPenney Rewards. And once you reach 200 points, you’ll receive a $10 Rewards certificate to use on future purchases. Points don’t expire as long as you buy one thing every calendar year at JCPenney. You’ll also receive a birthday gift and bonus events to earn extra points.

Check out these JCPenney shopping hacks that’ll save you big!


My Best Buy Rewards

My Best Buy Rewards has three membership levels. All of them are free and are based on your spending. With the lowest membership, you’ll earn 0.5 point per $1 spent on qualifying purchases at Best Buy. Once you hit 250 points, you’ll get a $5 reward certificate which you can spend in store or online.

If you spend $1,500 per calendar year at Best Buy, you qualify for Elite status, and you’ll get 1 full point per $1 you spend (2% savings), free shipping with no minimum purchase amount, plus 30 days (instead of 15) to return a purchase.

If you spend $3,500 per calendar year at Best Buy, you’ll be a member of Elite Plus Access, and you’ll get 1.25 points per $1 spent (2.5% savings), free shipping, plus 45 days to return items.

Best Buy hacks that’ll save you hundreds.


Nordstrom Nordy Club

The Nordy Club is Nordstrom’s free store loyalty program. It can be used at Nordstrom, Nordstrom Rack, and Nordstrom Trunk Club in store or online. Members will earn one point per $1, and once you earn 1,000 points, you’ll receive a $10 Nordstrom Note. If you use the Nordstrom app, you can redeem Notes faster. You can redeem as low as $5 for 500 points. Nordy Club members receive free basic alterations and are the first to shop Clear the Rack.

Sign up for the Nordstrom debit card and instantly reach Influencer status. You’ll earn two points per $1 dollar plus early access to the Anniversary Sale, and you choose your own Personal Triple Point days.

Nordstrom Return Policy Is the GOAT!


Old Navy Navyist Rewards

Old Navy’s rewards program is called the Navyist Rewards. You’ll earn one point for every $1 spent at any of their brands (Old Navy, Gap, Banana Republic, or Athleta). You’ll receive member-only exclusive offers — like the $1 flip-flops. Plus, earn bonus points when you shop at two or more Gap Inc brand stores.

13 Savings Tips That’ll All Work at Old Navy, Gap, and Banana Republic


Petco Pals Rewards

With Petco Pals Rewards, you’ll earn $5 Reward Dollars for every 100 points earned. Every $1 is one point. You’ll also get access to lower prices on select items, personalized discounts, coupons, specials, and a free treat on your pet’s birthday.

Grab these Petco deals.


Dick’s Sporting Goods ScoreCard

Dick’s ScoreCard earns you a $10 Reward for every 300 points. You’ll earn one point for every $1 spent. If you spend over $500 annually, you’ll become a ScoreCard Gold member. Both ScoreCard and ScoreCard Gold will allow you faster online checkout and insider access to offers and deals.

We Hacked Dick’s Sporting Goods Sale Schedule for What and When to Buy!


REI Co-op Membership

Before we get into the details of the REI Co-op Membership, please know that this membership does cost $30. But it’s good for LIFE!

Get access to member-only discounts during special in-store events, free shipping, and exclusive limited-edition gear. The annual REI Garage Sale is only available to Co-op members. Plus, there’s a Re/Supply program that allows Co-op members to trade in used gear. Members earn 10% back on qualifying purchases in dividends issued in March from their calendar year purchases. For example, the Co-op Member Reward you earn on purchases made in 2021 will be issued in March 2022 and expire in January 2024.

As long as you plan to spend $300 throughout your lifetime, you’ll earn your money back for your membership. You do have to spend $10 a year to remain active.

Note: You won’t earn dividends on sale or clearance items. REI Outlet purchases won’t qualify either. But there are always REI shopping hacks to help you save.



Restaurant Loyalty Programs

A person sitting in a car while holding an iPhone which is open to the McDonald's mobile app Menu in one hand, and a McDonalds fountain drink in the other hand. On the passenger's seat in the background, there is a box of McDonald's fries and a McDonald's take out bag.

Starbucks Rewards

With Starbucks Rewards, you’ll get 2 “Stars” for every $1 you spend, and when you earn 300 stars in a year, you’ll hit Gold Status. Get a free drink for every 125 stars you earn and another on your birthday. If you don’t hit 300 Stars in a year, your points reset and you’ll start over again. You must put $5 on a Starbucks card before you can get started, but your free birthday drink alone might earn that money back.

Check out these 10 Insider Starbucks Hacks from a Barista.


MyMcDonald’s Rewards

The McDonald’s app has some of the best free food coupons and rewards. Earn 100 points for every dollar you spend, and get 1,500 bonus points after your first purchase too. As a reward member, you’ll earn exclusive coupons and offers. Use 1,500 points to get a free McChicken, hash brown, vanilla cone (if the ice cream machine is even working), or a cheeseburger.

Check out these insider secrets you need to know to save money at McDonald’s.


Chick-fil-A One

Sign up for the Chick-fil-A One rewards program and you’ll get 10 points for every pre-tax dollar you spend. Those points can then be redeemed for food items. And the more you spend, the more points you can earn. You’ll receive a birthday treat, exclusive coupons, insider content, and bonus point challenges.

Once you hit 1,000 points, you’ll become a Chick-fil-A One Silver member. Once you’re silver, every dollar you spend will earn you 11 points. When you hit 5,000 points, you’ll become a Chick-fil-A One Red member. Now every dollar you spend will earn you 12 points.

Chick-fil-A has tons of hacks and secret menu items.


Jersey Mike’s MyMike’s

MyMike’s is Jersey Mike’s reward program. Earn “Shore Points” with every purchase. You’ll earn 3 points for kids meals; 4 points for every mini-size sub or breakfast sandwich (where available); 6 points for every regular, wrap or Sub-in-a-Tub; and 12 points for every giant sub. You can redeem 48 points for a free mini sub; 72 points for a free regular, wrap, or Sub-in-a-Tub; and 144 points for a free giant sub.

Earn a free sub for your birthday, exclusive offers, and promotions like double Shore Point days.

Take a bite out of Jersey Mike’s menu prices with these hacks.


Dunkin’ DD Perks

Join Dunkin’s loyalty program DD Perks and earn five points for every $1 you spend. Once you’ve hit 200 points, you’ll get a free drink. You also get a free drink when you sign up and on your birthday. Plus, get exclusive bonus point offers that’ll get you all the donuts and coffee.

Check out all of these fast food apps we think are worth it!



Other Store Loyalty Programs

A person's hand holding an iPhone that is displaying the Office Depot mobile app's Rewards page. In the background, the person's other hand is pushing an Office Depot shopping cart full of office supplies down an aisle at Office Depot.

AutoZone Rewards

Spend $20 at AutoZone five times in 12 months and you’ll earn a $20 reward with AutoZone Rewards. You can continually earn these $20 rewards too! Plus, you’ll get exclusive offers, customized offers, and manage your vehicles and service history more conveniently.


Office Depot Rewards

Office Depot/OfficeMax Rewards members earn 2% back in rewards, plus VIPs earn 5% on ink, toner, paper and copy/print/ship services. Monthly, they offer coupons and special deals like 100% back in bonus rewards when you purchase batteries or Keurig K-Cups, 30% back in bonus rewards on all ink and toner, and special member pricing. Writing reviews will get you $2 back in bonus rewards, and you can do three per month.

To become a VIP, you must spend $500 in a 12-month period.

Grab these Office Depot deals.


Sally Rewards

If you shop at Sally Beauty, join the free Sally Rewards program. Every $1 you spend equals 10 points. Once you reach 500 points, you’ll earn a $5 reward. Plus, get member-only savings and bonus-point opportunities sent to your email or Sally Beauty app.

If you spend $200 or more in a calendar year, you’ll reach Elite status. With Elite, you’ll earn 12.5 points for every $1 spent, free shipping on all orders, and a birthday gift.

Best Free Store Loyalty Programs That'll Save You SO Much Money