Christa Geraghty | 

Low-Spend January: How You Can Start The Year With Money in Your Pocket

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There’s no better way to start out 2024 than with more money in your wallet. And if you haven't heard about a no-spend month or a low-spend month, now is the perfect time to learn. Having a low-spend month means exactly what you think: saving money for a short amount of time. It means cutting back on full-price items and only looking for sale items on the things you really need. Of course, January is a perfect time to try the low-spend month challenge because there are so many deals happening now to help you stay within budget.

To help you get there, we put together a list of ways you can enjoy a low-spend January. We’re talking freebies, deals, and discounts that’ll help you save all month long. Whether you’re looking for clearance sales, food freebies, coffee deals, or gym savings, we’ve got ‘em. Plus, we share year round savings tips to keep your low spend habits going strong throughout 2024!

How to have a low-spend month: Shop clearance and sales.

a woman standing next to a 75% sign for bath and body works

January is all about clearance deals and sales, as you know. Ross' $0.49 cent sale should hit Jan. 22 with clearance items. Bath and Body Works semi-annual sale is happening right now, and Target, Walmart and Hobby Lobby are putting Christmas clearance at 90% off. If your purchase doesn't have an Amazon promo code on it or a red sticker on it, and it wasn't found on the clearance rack, then we suggest you don't buy it. Low spend means you need a deal.. every single time. Here are some other sales going on right now that can help you save on everything from apparel to toys to storage:

This month, have coffee at home (or at Dunkin’ where a medium iced or hot coffee is $2 all month long).

a person posing with an iced coffee at dunkin donuts

We all know pods are the cheaper way to go, but if you need a coffee out, Dunkin' is going to be your low-spend spot this season. That's because all January and February, Dunkin' Rewards members can get a $2 medium sized, hot or cold coffee every single day (that's $0.59 savings per day, or $17.70 per month compared to paying full price). Here are other coffee deals happening through Jan. 7:

Need more convincing that coffee pods are cheaper? Check out this pack at Costco, which gives you 120 pods for $32 (after a $6 coupon). That works out to $0.27 a day for about four months. Or this 100 count box on Amazon for $20.49 — $0.20 a day — when you Subscribe & Save. Compare to Dunkin' at $2 a day and that's a big difference in savings.

This month, these food deals will help you spend less.


BOGO Bundtlets at Nothing Bundt Cake, free emergency pizza at Domino’s, and BOGO free subs at Firehouse Subs. Not to mention the great prices on Hello Fresh and EveryPlate. These meal kits make your cost per person so cheap! We're talking as low as $1.49 per serving. Looking for local food deals? We have plenty of low-spend every day food deals and freebies that will make January easy on your budget. 

If you’re a January baby, don't forget to celebrate with birthday freebies and discounts from over 75 restaurants.

HelloFresh 10 Servings ($4.59/serving) + Free Breakfast
$45.89$106.89(57% off)
Shipping: Free
Price Summary
There’s no commitment to continue after your first box — the option is yours to cancel at any time.

EveryPlate 36 Servings + Steak ($1.80/serving)
$65.63$187.63(65% off)
Shipping: $10.99
Price Summary
There’s no commitment to continue after your first box — the option is yours to cancel at any time.

Skip a pricey gym membership for a $0.65 cent online gym membership.

a person working out while looking at a macbook

While everyone is buying into an expensive gym membership that will come with a hefty monthly fee and cancellation fee, your no-spend agenda means Healthy U TV is the way to go right now. For just $0.65 cents (yes, total) you are getting a year's worth of online workout videos, including pilates, yoga, barre and more. This is the cheapest online gym membership you'll find. If you’re looking to test out local gyms, you can also work out for free with gym trial memberships.

We’re Krazy for savings, all year round.

coupons on a table with a phone displaying the KCL app

Our goal is to make it easier for you to shop smarter. Check us out online, download The Krazy Coupon Lady app for all the deals and coupons you want today and the tips and tricks you’ll need for tomorrow. These year-round saving tips will help you spend less in 2024 and keep more money in your pocket:

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